Japan Tobacco (STU:JAT) Total Premiums Earned

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:JAT Japan Tobacco Inc STU:JAT
80 GF Score
Price €38.66
GF Value €28.51
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Japan Tobacco Total Premiums Earned?

Total Premiums Earned only applies to insurance companies.

STU:JAT
80GF Score
Japan Tobacco Inc STU:JAT
Total Premiums Earned is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Japan Tobacco (STU:JAT) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Tobacco stock appears to be overvalued. The current stock price of €38.66 is trading 35.6% above its estimated GF Value™ of €28.51. GuruFocus considers Japan Tobacco to be Significantly Overvalued.

Key valuation signals for STU:JAT:

  • Total Premiums Earned:
  • GF Value™: €28.51 vs. price of €38.66 (35.6% above fair value)
  • GF Score™: 80/100 with 7 warning signs

No single metric tells the full story. See the STU:JAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Japan Tobacco Business Description

Address 4-1-1 Toranomon, Minato-ku, Tokyo, JPN, 105-6927
Japan Tobacco Inc. is one of the world's largest tobacco companies, headquartered in Tokyo. It manufactures and sells combustible cigarettes and reduced-risk products through three geographic clusters: Asia (including its home market of Japan and the Asia-Pacific), Western Europe, and EMA (Eastern Europe, the Middle East, Africa, Turkey, the Americas, and duty-free). Its principal cigarette brands include Winston, Camel, Mevius, and LD, sold outside the United States, where it does not compete directly with Altria. Reduced-risk offerings include Ploom heated tobacco, Logic vaping products, and Nordic Spirit nicotine pouches. Beyond tobacco, Japan Tobacco operates a pharmaceutical business and a processed food segment. Revenue comes mainly from cigarette sales, supplemented by reduced-risk products, pharmaceuticals, and food. The company distributes through wholesalers, retailers, and its own channels across more than 100 countries, with Japan remaining its most profitable market.
80GF Score

Get the complete analysis for STU:JAT

Total Premiums Earned is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.66
Price
€28.51
GF Value