NOBA Bank Group AB (publ) (CHIX:NOBAS) Liabilities-to-Assets : 0.84 (As of Mar. 2026)

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CHIX:NOBAS NOBA Bank Group AB (publ) CHIX:NOBAS
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What is NOBA Bank Group AB (publ) Liabilities-to-Assets?

NOBA Bank Group AB (publ) CHIX:NOBAS +0.47% 11 Liabilities-to-Assets is 0.84 as of Mar. 2026. GuruFocus rates CHIX:NOBAS with a GF Score™ of 11/100. The stock has 1 warning sign investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. NOBA Bank Group AB (publ)'s Total Liabilities for the quarter that ended in Mar. 2026 was kr143,565 Mil. NOBA Bank Group AB (publ)'s Total Assets for the quarter that ended in Mar. 2026 was kr171,244 Mil. Therefore, NOBA Bank Group AB (publ)'s Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.84.


NOBA Bank Group AB (publ)  (CHIX:NOBAs) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


NOBA Bank Group AB (publ) Liabilities-to-Assets Related Terms


NOBA Bank Group AB (publ) Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for NOBA Bank Group AB (publ)'s Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NOBA Bank Group AB (publ) Liabilities-to-Assets Chart

NOBA Bank Group AB (publ) Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
0.83 0.83 0.86 0.86 0.84

NOBA Bank Group AB (publ) Quarterly Data
Dec21 Dec22 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.00 0.85 0.85 0.84 0.84

CHIX:NOBAS vs JPM, BAC, WFC: Liabilities-to-Assets Comparison

For the Banks - Diversified subindustry, NOBA Bank Group AB (publ)'s Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NOBA Bank Group AB (publ) Liabilities-to-Assets vs Banks Industry

For the Banks industry and Financial Services sector, NOBA Bank Group AB (publ)'s Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where NOBA Bank Group AB (publ)'s Liabilities-to-Assets falls into.


CHIX:NOBAS
11GF Score
NOBA Bank Group AB (publ) CHIX:NOBAS
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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NOBA Bank Group AB (publ) Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

NOBA Bank Group AB (publ)'s Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=136656/162909
=0.84

NOBA Bank Group AB (publ)'s Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=143565/171244
=0.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.84 mean?
NOBA Bank Group AB (publ) (CHIX:NOBAS) has a Liabilities-to-Assets of 0.84 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on NOBA Bank Group AB (publ) and its competitors.
Is NOBA Bank Group AB (publ)'s Liabilities-to-Assets too high?
NOBA Bank Group AB (publ)'s current Liabilities-to-Assets is 0.84. Overall, NOBA Bank Group AB (publ) has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does NOBA Bank Group AB (publ)'s Liabilities-to-Assets compare to JPM and BAC?
NOBA Bank Group AB (publ)'s Liabilities-to-Assets of 0.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on NOBA Bank Group AB (publ) and its competitors. NOBA Bank Group AB (publ)'s current Liabilities-to-Assets is 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NOBA Bank Group AB (publ) stock overvalued right now?
NOBA Bank Group AB (publ) (CHIX:NOBAS) has a current Liabilities-to-Assets of 0.84. The current Liabilities-to-Assets is 0.84. NOBA Bank Group AB (publ)'s overall GF Score™ is 11/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For NOBA Bank Group AB (publ) (CHIX:NOBAS), the current Liabilities-to-Assets is 0.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NOBA Bank Group AB (publ) Business Description

Other Exchanges NOBA:Sweden
Address Box 23124, Stockholm, SWE, 104 35
NOBA Bank Group AB (publ) is a European specialist bank operating through three brands: Nordax Bank, Bank Norwegian, and Svensk Hypotekspension. It offers retail financial products in four main segments: Private Loans, Credit Cards, Secured Loans (including specialist and equity release mortgages), and Other services such as deposits. Geographically, the company operates in eight countries, with a presence in the Nordic region (Sweden, Norway, Finland, Denmark), as well as Germany, Spain, the Netherlands, and Ireland.
11GF Score

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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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