NOBA Bank Group AB (publ) (CHIX:NOBAS) Selling, General, & Admin. Expense: kr1,433 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:NOBAS NOBA Bank Group AB (publ) CHIX:NOBAS
11 GF Score
Price kr86.00
! 1 Warning Sign
View Full Analysis

What is NOBA Bank Group AB (publ) Selling, General, & Admin. Expense?

NOBA Bank Group AB (publ) CHIX:NOBAS +0.47% 11 Selling, General, & Admin. Expense is kr1,433 Mil as of Mar. 2026. GuruFocus rates CHIX:NOBAS with a GF Score™ of 11/100. The stock has 1 warning sign investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. NOBA Bank Group AB (publ)'s selling, general, & admin. expense for the three months ended in Mar. 2026 was kr372 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was kr1,433 Mil.


NOBA Bank Group AB (publ)  (CHIX:NOBAs) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


NOBA Bank Group AB (publ) Selling, General, & Admin. Expense Related Terms


NOBA Bank Group AB (publ) Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for NOBA Bank Group AB (publ)'s Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NOBA Bank Group AB (publ) Selling, General, & Admin. Expense Chart

NOBA Bank Group AB (publ) Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
505.00 1,452.00 1,472.00 1,319.00 1,393.00

NOBA Bank Group AB (publ) Quarterly Data
Dec21 Dec22 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 334.00 316.00 367.00 378.00 372.00

CHIX:NOBAS vs JPM, BAC, WFC: Selling, General, & Admin. Expense Comparison

For the Banks - Diversified subindustry, NOBA Bank Group AB (publ)'s Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NOBA Bank Group AB (publ) Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, NOBA Bank Group AB (publ)'s Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where NOBA Bank Group AB (publ)'s Selling, General, & Admin. Expense falls into.


CHIX:NOBAS
11GF Score
NOBA Bank Group AB (publ) CHIX:NOBAS
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NOBA Bank Group AB (publ) Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr1,433 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of kr1,433 Mil mean?
NOBA Bank Group AB (publ) (CHIX:NOBAS) has a Selling, General, & Admin. Expense of kr1,433 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on NOBA Bank Group AB (publ) and its competitors.
Is NOBA Bank Group AB (publ)'s Selling, General, & Admin. Expense too high?
NOBA Bank Group AB (publ)'s current Selling, General, & Admin. Expense is kr1,433 Mil. Overall, NOBA Bank Group AB (publ) has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does NOBA Bank Group AB (publ)'s Selling, General, & Admin. Expense compare to JPM and BAC?
NOBA Bank Group AB (publ)'s Selling, General, & Admin. Expense of kr1,433 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on NOBA Bank Group AB (publ) and its competitors. NOBA Bank Group AB (publ)'s current Selling, General, & Admin. Expense is kr1,433 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NOBA Bank Group AB (publ) stock overvalued right now?
NOBA Bank Group AB (publ) (CHIX:NOBAS) has a current Selling, General, & Admin. Expense of kr1,433 Mil. The current Selling, General, & Admin. Expense is kr1,433 Mil. NOBA Bank Group AB (publ)'s overall GF Score™ is 11/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For NOBA Bank Group AB (publ) (CHIX:NOBAS), the current Selling, General, & Admin. Expense is kr1,433 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NOBA Bank Group AB (publ) Business Description

Other Exchanges NOBA:Sweden
Address Box 23124, Stockholm, SWE, 104 35
NOBA Bank Group AB (publ) is a European specialist bank operating through three brands: Nordax Bank, Bank Norwegian, and Svensk Hypotekspension. It offers retail financial products in four main segments: Private Loans, Credit Cards, Secured Loans (including specialist and equity release mortgages), and Other services such as deposits. Geographically, the company operates in eight countries, with a presence in the Nordic region (Sweden, Norway, Finland, Denmark), as well as Germany, Spain, the Netherlands, and Ireland.
11GF Score

Get the complete analysis for CHIX:NOBAS

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr86.00
Price