Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
NOBA Bank Group AB (publ)CHIX:NOBAS +0.47%11 Pretax Margin % is 45.18% as of Mar. 2026, which is 136% above its 10-year median of 19.11. GuruFocus rates CHIX:NOBAS with a GF Score™ of 11/100. The stock has 1 warning sign investors should review. Among 1,526 Banks companies, NOBA Bank Group AB (publ) ranks better than 68.48% on this metric.
NOBA Bank Group AB (publ) (CHIX:NOBAs) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
NOBA Bank Group AB (publ) Pretax Margin % Related Terms
NOBA Bank Group AB (publ) Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:NOBAS vs JPM, BAC, WFC: Pretax Margin % Comparison
For the Banks - Diversified subindustry, NOBA Bank Group AB (publ)'s Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NOBA Bank Group AB (publ) Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, NOBA Bank Group AB (publ)'s Pretax Margin % distribution charts can be found below:
* The bar in red indicates where NOBA Bank Group AB (publ)'s Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NOBA Bank Group AB (publ) (CHIX:NOBAS) has a Pretax Margin % of 45.18% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on NOBA Bank Group AB (publ) and its competitors. This is 136% above median its historical median of 19.11. According to the industry distribution chart, NOBA Bank Group AB (publ) ranks #481 out of 1526 companies in the Banks industry, placing it in the top 31.5%.
Is NOBA Bank Group AB (publ)'s Pretax Margin % too high?
NOBA Bank Group AB (publ)'s current Pretax Margin % of 45.18% is 136% above median its 10-year median of 19.11. The Banks industry median Pretax Margin % is 35.51. NOBA Bank Group AB (publ)'s value of 45.18% is 27.2% above this industry median. Based on the distribution chart, NOBA Bank Group AB (publ) ranks #481 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, NOBA Bank Group AB (publ) has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does NOBA Bank Group AB (publ)'s Pretax Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, NOBA Bank Group AB (publ) ranks #481 out of 1526 companies for Pretax Margin %. This puts NOBA Bank Group AB (publ) in the upper half of its industry. The industry median Pretax Margin % is 35.51. NOBA Bank Group AB (publ)'s value of 45.18% is 27.2% above this benchmark. While the company's 10-year median is 19.11 vs. the industry median of 35.51, NOBA Bank Group AB (publ) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.51, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NOBA Bank Group AB (publ)'s current Pretax Margin % of 45.18% is 27.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on NOBA Bank Group AB (publ) and its competitors. For the Banks industry, the median Pretax Margin % is 35.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NOBA Bank Group AB (publ)'s current Pretax Margin % is 45.18%, which is 136% above median its own 10-year median of 19.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NOBA Bank Group AB (publ) stock overvalued right now?
NOBA Bank Group AB (publ) (CHIX:NOBAS) has a current Pretax Margin % of 45.18%. The current Pretax Margin % is 45.18%, which is 136% above median its 10-year median of 19.11 and 27.2% above the Banks industry median of 35.51. NOBA Bank Group AB (publ)'s overall GF Score™ is 11/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For NOBA Bank Group AB (publ) (CHIX:NOBAS), the current Pretax Margin % is 45.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
NOBA Bank Group AB (publ) is a European specialist bank operating through three brands: Nordax Bank, Bank Norwegian, and Svensk Hypotekspension. It offers retail financial products in four main segments: Private Loans, Credit Cards, Secured Loans (including specialist and equity release mortgages), and Other services such as deposits. Geographically, the company operates in eight countries, with a presence in the Nordic region (Sweden, Norway, Finland, Denmark), as well as Germany, Spain, the Netherlands, and Ireland.
11GF Score
Get the complete analysis for CHIX:NOBAS
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:NOBAS has been successfully added to your 
