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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Banque Nationale de Belgique's Total Liabilities for the quarter that ended in Dec. 2025 was €360,363.50 Mil. Banque Nationale de Belgique's Total Assets for the quarter that ended in Dec. 2025 was €358,584.50 Mil.
Therefore, Banque Nationale de Belgique's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 1.01.
Banque Nationale de Belgique (FRA:BKB) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Banque Nationale de Belgique Liabilities-to-Assets Related Terms
Banque Nationale de Belgique Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Nationale de Belgique Liabilities-to-Assets Chart
FRA:BKB vs PNC, USB: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, Banque Nationale de Belgique's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Nationale de Belgique Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Banque Nationale de Belgique's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Banque Nationale de Belgique's Liabilities-to-Assets falls into.
Banque Nationale de Belgique Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Banque Nationale de Belgique's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Nationale de Belgique (FRA:BKB) has a Liabilities-to-Assets of 1.01 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Banque Nationale de Belgique and its competitors.
Is Banque Nationale de Belgique's Liabilities-to-Assets too high?
Banque Nationale de Belgique's current Liabilities-to-Assets is 1.01. Overall, Banque Nationale de Belgique has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Banque Nationale de Belgique's Liabilities-to-Assets compare to PNC and USB?
Banque Nationale de Belgique's Liabilities-to-Assets of 1.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Banque Nationale de Belgique and its competitors. Banque Nationale de Belgique's current Liabilities-to-Assets is 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Nationale de Belgique stock overvalued right now?
Banque Nationale de Belgique (FRA:BKB) has a current Liabilities-to-Assets of 1.01. The current Liabilities-to-Assets is 1.01. Banque Nationale de Belgique's overall GF Score™ is 26/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Banque Nationale de Belgique (FRA:BKB), the current Liabilities-to-Assets is 1.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Banque Nationale de Belgique SA, or the National Bank of Belgium, is the country's central bank. The bank does not operate like other banks whose chief objective is profit maximization for its shareholders. Its primary aim is to maintain price stability as well as supervision of the Belgian financial sector and other related tasks in the national interest. The most notable portion of assets on the balance sheet include securities held for monetary policy purposes. Other notable assets include other securities and net claims related to the allocation of euro banknotes within the Eurosystem. Net interest income is the overwhelming majority of net revenue.
26GF Score
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