Banque Nationale de Belgique (FRA:BKB) Net Margin %: 101.04% (As of Dec. 2025) — 95% Above Median


FRA:BKB Banque Nationale de Belgique SA FRA:BKB
25 GF Score
Price €361.00
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What is Banque Nationale de Belgique Net Margin %?

Banque Nationale de Belgique FRA:BKB 25 Net Margin % is 101.04% as of Dec. 2025, which is 95% above its 10-year median of 51.84. GuruFocus rates FRA:BKB with a GF Score™ of 25/100. The stock has 1 warning sign investors should review. Among 1,526 Banks companies, Banque Nationale de Belgique ranks better than 99.34% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Banque Nationale de Belgique's Net Income for the six months ended in Dec. 2025 was €-1,521.07 Mil. Banque Nationale de Belgique's Revenue for the six months ended in Dec. 2025 was €-1,505.47 Mil. Therefore, Banque Nationale de Belgique's net margin for the quarter that ended in Dec. 2025 was 101.04%.

The historical rank and industry rank for Banque Nationale de Belgique's Net Margin % or its related term are showing as below:

FRA:BKB' s Net Margin % Range Over the Past 10 Years
Min: -209.92   Med: 51.84   Max: 101.04
Current: 101.04


FRA:BKB's Net Margin % is ranked better than
99.34% of 1526 companies
in the Banks industry
Industry Median: 26.97 vs FRA:BKB: 101.04

Banque Nationale de Belgique  (FRA:BKB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Banque Nationale de Belgique Net Margin % Related Terms


Banque Nationale de Belgique Net Margin % Historical Data

* Premium members only.

The historical data trend for Banque Nationale de Belgique's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Nationale de Belgique Net Margin % Chart

Banque Nationale de Belgique Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.61 -209.92 85.44 84.06 101.04

Banque Nationale de Belgique Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.61 -209.92 85.44 84.06 101.04

FRA:BKB vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Banque Nationale de Belgique's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Nationale de Belgique Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banque Nationale de Belgique's Net Margin % distribution charts can be found below:

* The bar in red indicates where Banque Nationale de Belgique's Net Margin % falls into.


FRA:BKB
25GF Score
Banque Nationale de Belgique SA FRA:BKB
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Nationale de Belgique Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Banque Nationale de Belgique's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1521.072/-1505.474
=101.04 %

Banque Nationale de Belgique's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-1521.072/-1505.474
=101.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 101.04% mean?
Banque Nationale de Belgique (FRA:BKB) has a Net Margin % of 101.04% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Banque Nationale de Belgique and its competitors. This is 95% above median its historical median of 51.84. According to the industry distribution chart, Banque Nationale de Belgique ranks #10 out of 1526 companies in the Banks industry, placing it in the top 0.7%.
Is Banque Nationale de Belgique's Net Margin % too high?
Banque Nationale de Belgique's current Net Margin % of 101.04% is 95% above median its 10-year median of 51.84. The Banks industry median Net Margin % is 26.97. Banque Nationale de Belgique's value of 101.04% is 274.6% above this industry median. Based on the distribution chart, Banque Nationale de Belgique ranks #10 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banque Nationale de Belgique has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Banque Nationale de Belgique's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banque Nationale de Belgique ranks #10 out of 1526 companies for Net Margin %. This places Banque Nationale de Belgique in the top 1% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. Banque Nationale de Belgique's value of 101.04% is 274.6% above this benchmark. While the company's 10-year median is 51.84 vs. the industry median of 26.97, Banque Nationale de Belgique has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Nationale de Belgique's current Net Margin % of 101.04% is 274.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banque Nationale de Belgique and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Nationale de Belgique's current Net Margin % is 101.04%, which is 95% above median its own 10-year median of 51.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Nationale de Belgique stock overvalued right now?
Banque Nationale de Belgique (FRA:BKB) has a current Net Margin % of 101.04%. The current Net Margin % is 101.04%, which is 95% above median its 10-year median of 51.84 and 274.6% above the Banks industry median of 26.97. Banque Nationale de Belgique's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banque Nationale de Belgique (FRA:BKB), the current Net Margin % is 101.04% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banque Nationale de Belgique Business Description

Other Exchanges BNB:Belgium
Address Boulevard de Berlaimont 14, Brussels, BEL, 1000
Banque Nationale de Belgique SA, or the National Bank of Belgium, is the country's central bank. The bank does not operate like other banks whose chief objective is profit maximization for its shareholders. Its primary aim is to maintain price stability as well as supervision of the Belgian financial sector and other related tasks in the national interest. The most notable portion of assets on the balance sheet include securities held for monetary policy purposes. Other notable assets include other securities and net claims related to the allocation of euro banknotes within the Eurosystem. Net interest income is the overwhelming majority of net revenue.
25GF Score

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