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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Ringkjoebing Landbobank AS's Total Liabilities for the quarter that ended in Jun. 2026 was kr79,297 Mil. Ringkjoebing Landbobank AS's Total Assets for the quarter that ended in Jun. 2026 was kr90,916 Mil.
Therefore, Ringkjoebing Landbobank AS's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.87.
Ringkjoebing Landbobank AS (LTS:0RPR) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Ringkjoebing Landbobank AS Liabilities-to-Assets Related Terms
Ringkjoebing Landbobank AS Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ringkjoebing Landbobank AS Liabilities-to-Assets Chart
Ringkjoebing Landbobank AS Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, Ringkjoebing Landbobank AS's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ringkjoebing Landbobank AS Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Ringkjoebing Landbobank AS's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Ringkjoebing Landbobank AS's Liabilities-to-Assets falls into.
Ringkjoebing Landbobank AS Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Ringkjoebing Landbobank AS's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ringkjoebing Landbobank AS (LTS:0RPR) has a Liabilities-to-Assets of 0.87 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Ringkjoebing Landbobank AS and its competitors.
Is Ringkjoebing Landbobank AS's Liabilities-to-Assets too high?
Ringkjoebing Landbobank AS's current Liabilities-to-Assets is 0.87. Overall, Ringkjoebing Landbobank AS has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ringkjoebing Landbobank AS's Liabilities-to-Assets compare to competitors?
Ringkjoebing Landbobank AS's Liabilities-to-Assets of 0.87 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Ringkjoebing Landbobank AS and its competitors. Ringkjoebing Landbobank AS's current Liabilities-to-Assets is 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ringkjoebing Landbobank AS stock overvalued right now?
Based on GuruFocus' analysis, Ringkjoebing Landbobank AS (LTS:0RPR) is currently considered Fairly Valued. The stock's GF Value™ is kr584.33, compared to a current price of kr614.00 — trading 5.1% above its estimated fair value. The current Liabilities-to-Assets is 0.87. Ringkjoebing Landbobank AS's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Ringkjoebing Landbobank AS (LTS:0RPR), the current Liabilities-to-Assets is 0.87 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ringkjoebing Landbobank AS (LTS:0RPR) Overvalued in 2026?
Based on GuruFocus' analysis, Ringkjoebing Landbobank AS stock appears to be overvalued.
The current stock price of kr614.00 is trading 5.1% above its estimated GF Value™ of kr584.33.
GuruFocus considers Ringkjoebing Landbobank AS to be Fairly Valued.
Key valuation signals for LTS:0RPR:
Liabilities-to-Assets: 0.87
GF Value™: kr584.33 vs. price of kr614.00 (5.1% above fair value)
No single metric tells the full story. See the LTS:0RPR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ringkjoebing Landbobank AS operates as a universal bank serving retail, private, corporate, and SME clients mainly in Jutland, with online banking nationwide. It offers deposits, loans, mortgages, pensions, investments, insurance, and leasing in Denmark. The majority of the bank's income is derived from net interest income. Maximum of the bank's net fees, commissions, and foreign exchange income are derived from asset management, followed by guarantee commissions, securities trading, and custody accounts. The services offered are Online banking, Mobile banking, MasterCard, MobilePay, Currency calculator, Block card, MitID etc.
75GF Score
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