Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Ringkjoebing Landbobank AS's 3-Year RORE % for the quarter that ended in Mar. 2026 was 2.66%.
The industry rank for Ringkjoebing Landbobank AS's 3-Year RORE % or its related term are showing as below:
LTS:0RPR's 3-Year RORE % is ranked worse than 67.73% of 1472
companies
in the Banks industry
Industry Median: 9.875
vs LTS:0RPR: 2.66
Ringkjoebing Landbobank AS (LTS:0RPR) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Ringkjoebing Landbobank AS 3-Year RORE % Related Terms
Ringkjoebing Landbobank AS 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ringkjoebing Landbobank AS 3-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, Ringkjoebing Landbobank AS's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ringkjoebing Landbobank AS 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Ringkjoebing Landbobank AS's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Ringkjoebing Landbobank AS's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Ringkjoebing Landbobank AS (LTS:0RPR) has a 3-Year RORE % of 2.66 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Ringkjoebing Landbobank AS and its competitors. According to the industry distribution chart, Ringkjoebing Landbobank AS ranks #997 out of 1472 companies in the Banks industry, placing it in the top 67.7%.
Is Ringkjoebing Landbobank AS's 3-Year RORE % too high?
Ringkjoebing Landbobank AS's current 3-Year RORE % is 2.66. The Banks industry median 3-Year RORE % is 9.88. Ringkjoebing Landbobank AS's value of 2.66 is 73.1% below this industry median. Based on the distribution chart, Ringkjoebing Landbobank AS ranks #997 out of 1472 companies in the Banks industry, which is below the industry midpoint. Overall, Ringkjoebing Landbobank AS has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ringkjoebing Landbobank AS's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Ringkjoebing Landbobank AS ranks #997 out of 1472 companies for 3-Year RORE %. This places Ringkjoebing Landbobank AS in the lower half of its industry. The industry median 3-Year RORE % is 9.88. Ringkjoebing Landbobank AS's value of 2.66 is 73.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.88, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ringkjoebing Landbobank AS's current 3-Year RORE % of 2.66 is 73.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Ringkjoebing Landbobank AS and its competitors. For the Banks industry, the median 3-Year RORE % is 9.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ringkjoebing Landbobank AS's current 3-Year RORE % is 2.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ringkjoebing Landbobank AS stock overvalued right now?
Based on GuruFocus' analysis, Ringkjoebing Landbobank AS (LTS:0RPR) is currently considered Modestly Overvalued. The stock's GF Value™ is kr521.55, compared to a current price of kr614.00 — trading 17.7% above its estimated fair value. The current 3-Year RORE % is 2.66 and 73.1% below the Banks industry median of 9.88. Ringkjoebing Landbobank AS's overall GF Score™ is 83/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Ringkjoebing Landbobank AS (LTS:0RPR), the current 3-Year RORE % is 2.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ringkjoebing Landbobank AS (LTS:0RPR) Overvalued in 2026?
Based on GuruFocus' analysis, Ringkjoebing Landbobank AS stock appears to be overvalued.
The current stock price of kr614.00 is trading 17.7% above its estimated GF Value™ of kr521.55.
GuruFocus considers Ringkjoebing Landbobank AS to be Modestly Overvalued.
Key valuation signals for LTS:0RPR:
3-Year RORE %: 2.66
GF Value™: kr521.55 vs. price of kr614.00 (17.7% above fair value)
Industry Position: 73.1% below the Banks median (#997 of 1472)
No single metric tells the full story. See the LTS:0RPR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ringkjoebing Landbobank AS operates as a universal bank serving retail, private, corporate, and SME clients mainly in Jutland, with online banking nationwide. It offers deposits, loans, mortgages, pensions, investments, insurance, and leasing in Denmark. The majority of the bank's income is derived from net interest income. Maximum of the bank's net fees, commissions, and foreign exchange income are derived from asset management, followed by guarantee commissions, securities trading, and custody accounts. The services offered are Online banking, Mobile banking, MasterCard, MobilePay, Currency calculator, Block card, MitID etc.
83GF Score
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