SFCO (Southern Financial) Liabilities-to-Assets : 0.00 (As of . 20)

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SFCO Southern Financial Corp SFCO
16 GF Score
Price $9.10
! 1 Warning Sign
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What is Southern Financial Liabilities-to-Assets?

Southern Financial SFCO 16 Liabilities-to-Assets is 0.00 as of . 20. GuruFocus rates SFCO with a GF Score™ of 16/100. The stock has 1 warning sign investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Southern Financial's Total Liabilities for the quarter that ended in . 20 was $0.00 Mil. Southern Financial's Total Assets for the quarter that ended in . 20 was $0.00 Mil.

Southern Financial  (OTCPK:SFCO) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.

Southern Financial Liabilities-to-Assets Related Terms

Southern Financial Liabilities-to-Assets Historical Data

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The historical data trend for Southern Financial's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Financial Liabilities-to-Assets Chart

Southern Financial Annual Data
Trend
Liabilities-to-Assets

Southern Financial Semi-Annual Data
Liabilities-to-Assets

SFCO vs PPAL, PCLB, CYSM: Liabilities-to-Assets Comparison

For the Banks - Regional subindustry, Southern Financial's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern Financial Liabilities-to-Assets vs Banks Industry

For the Banks industry and Financial Services sector, Southern Financial's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Southern Financial's Liabilities-to-Assets falls into.


SFCO
16GF Score
Southern Financial Corp SFCO
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern Financial Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Southern Financial's Liabilities-to-Assets Ratio for the fiscal year that ended in . 20 is calculated as:

Liabilities-to-Assets (A: . 20 )=Total Liabilities/Total Assets
=/
=N/A

Southern Financial's Liabilities-to-Assets Ratio for the quarter that ended in . 20 is calculated as

Liabilities-to-Assets (Q: . 20 )=Total Liabilities/Total Assets
=/
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.00 mean?
Southern Financial (SFCO) has a Liabilities-to-Assets of 0.00 as of . 20. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Southern Financial and its competitors.
Is Southern Financial's Liabilities-to-Assets too high?
Southern Financial's current Liabilities-to-Assets is 0.00. Overall, Southern Financial has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Southern Financial's Liabilities-to-Assets compare to PPAL and PCLB?
Southern Financial's Liabilities-to-Assets of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Southern Financial and its competitors. Southern Financial's current Liabilities-to-Assets is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Financial stock overvalued right now?
Southern Financial (SFCO) has a current Liabilities-to-Assets of 0.00. The current Liabilities-to-Assets is 0.00. Southern Financial's overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Southern Financial (SFCO), the current Liabilities-to-Assets is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Southern Financial Business Description

Address 468 E. Main Street, Spartanburg, SC, USA, 29302
Southern Financial Corp is engaged in the business of accepting demand and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to its customers. The Bank operates under State of Georgia.
16GF Score

Get the complete analysis for SFCO

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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