SFCO (Southern Financial) Dividend Payout Ratio: 0.00 (As of . 20)


SFCO Southern Financial Corp SFCO
16 GF Score
Price $9.55
! 1 Warning Sign
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What is Southern Financial Dividend Payout Ratio?

Southern Financial SFCO 16 Dividend Payout Ratio is 0.00 as of . 20. GuruFocus rates SFCO with a GF Score™ of 16/100. The stock has 1 warning sign investors should review.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Southern Financial's Dividend Payout Ratio for the months ended in . 20 was 0.00.

The historical rank and industry rank for Southern Financial's Dividend Payout Ratio or its related term are showing as below:


SFCO's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-07-04), the Dividend Yield % of Southern Financial is 0.00%.

Southern Financial's Dividends per Share for the months ended in . 20 was $0.00.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Southern Financial (OTCPK:SFCO) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Southern Financial Dividend Payout Ratio Related Terms

Southern Financial Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Southern Financial's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Financial Dividend Payout Ratio Chart

Southern Financial Annual Data
Trend
Dividend Payout Ratio

Southern Financial Semi-Annual Data
Dividend Payout Ratio

SFCO vs PPAL, PCLB, CYSM: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Southern Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern Financial Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Southern Financial's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Southern Financial's Dividend Payout Ratio falls into.


SFCO
16GF Score
Southern Financial Corp SFCO
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern Financial Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Southern Financial's Dividend Payout Ratio for the fiscal year that ended in . 20 is calculated as

Dividend Payout Ratio=Dividends per Share (A: . 20 )/ EPS without NRI (A: . 20 )
=/
=N/A

Southern Financial's Dividend Payout Ratio for the quarter that ended in . 20 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: . 20 )/ EPS without NRI (Q: . 20 )
=/
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Southern Financial (SFCO) has a Dividend Payout Ratio of 0.00 as of . 20. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Southern Financial and its competitors.
Is Southern Financial's Dividend Payout Ratio too high?
Southern Financial's current Dividend Payout Ratio is 0.00. Overall, Southern Financial has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Southern Financial's Dividend Payout Ratio compare to PPAL and PCLB?
Southern Financial's Dividend Payout Ratio of 0.00 can be compared against companies in the Banks industry. The industry median Dividend Payout Ratio is 0.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Southern Financial and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southern Financial's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Financial stock overvalued right now?
Southern Financial (SFCO) has a current Dividend Payout Ratio of 0.00. The current Dividend Payout Ratio is 0.00. Southern Financial's overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Southern Financial (SFCO), the current Dividend Payout Ratio is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Southern Financial Business Description

Address 468 E. Main Street, Spartanburg, SC, USA, 29302
Southern Financial Corp is engaged in the business of accepting demand and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to its customers. The Bank operates under State of Georgia.
16GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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