EML Payments (ASX:EML) Loans Receivable: A$0.0 Mil (As of Jun. 2025)

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ASX:EML EML Payments Ltd ASX:EML
25 GF Score
Price A$0.33
GF Value A$0.80
Valuation Possible Value Trap
! 5 Warning Signs
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What is EML Payments Loans Receivable?

EML Payments ASX:EML -1.52% 25 Loans Receivable is A$0.0 Mil as of Jun. 2025. GuruFocus rates ASX:EML with a GF Score™ of 25/100 and a GF Value™ of A$0.80 (Possible Value Trap). The stock has 5 warning signs investors should review.

EML Payments's Loans Receivable for the quarter that ended in Jun. 2025 was A$0.0 Mil.

EML Payments Loans Receivable Historical Data

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The historical data trend for EML Payments's Loans Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EML Payments Loans Receivable Chart

EML Payments Annual Data
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EML Payments Semi-Annual Data
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ASX:EML
25GF Score
EML Payments Ltd ASX:EML
Loans Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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EML Payments Loans Receivable Calculation

Loans Receivable are the funds that a company has lent but have not yet been repaid.

Frequently Asked Questions Learn more about Loans Receivable →
What does a Loans Receivable of A$0.0 Mil mean?
EML Payments (ASX:EML) has a Loans Receivable of A$0.0 Mil as of Jun. 2025. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on EML Payments and its competitors.
Is EML Payments' Loans Receivable too high?
EML Payments' current Loans Receivable is A$0.0 Mil. Overall, EML Payments has a GF Score™ of 25/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does EML Payments' Loans Receivable compare to MSFT and ORCL?
EML Payments' Loans Receivable of A$0.0 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Loans Receivable for a Software company?
A good Loans Receivable depends on the Software industry context. However, Loans Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Loans Receivable mean?
A high Loans Receivable can signal that a stock is expensive relative to its fundamentals. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on EML Payments and its competitors. EML Payments's current Loans Receivable is A$0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EML Payments stock overvalued right now?
Based on GuruFocus' analysis, EML Payments (ASX:EML) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.80, compared to a current price of A$0.33 — trading 59.4% below its estimated fair value. The current Loans Receivable is A$0.0 Mil. EML Payments' overall GF Score™ is 25/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Loans Receivable calculated?
Loans Receivable is calculated from a company's financial statements. For EML Payments (ASX:EML), the current Loans Receivable is A$0.0 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EML Payments (ASX:EML) Overvalued in 2026?

Based on GuruFocus' analysis, EML Payments stock appears to be undervalued. The current stock price of A$0.33 is trading 59.4% below its estimated GF Value™ of A$0.80. GuruFocus considers EML Payments to be Possible Value Trap.

Key valuation signals for ASX:EML:

  • Loans Receivable: A$0.0 Mil
  • GF Value™: A$0.80 vs. price of A$0.33 (59.4% below fair value)
  • GF Score™: 25/100 with 5 warning signs

No single metric tells the full story. See the ASX:EML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EML Payments Business Description

Other Exchanges A8Y1:Germany
Address 333 Ann Street, Level 12, Brisbane, QLD, AUS, 4000
EML Payments is a financial technology company that operates across North America, Europe, and Australia. The firm builds the infrastructure for a customer to facilitate/accept payments via a prepaid card or in real-time. It makes money primarily via clipping a fee on payment transactions. It also earns fees from breakage, inactive accounts, cash establishments and interest on debit volumes. EML's payment solutions cater to a variety of applications including payouts, gifts, incentives, rewards, supplier payments, and more. The firm operates across three product offerings: gift and incentive cards, general purpose reloadable cards, and digital payments.
25GF Score

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Loans Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.33
Price
A$0.80
GF Value