EML Payments (ASX:EML) Shareholder Yield % : 35.92% (As of Jun. 2025)


ASX:EML EML Payments Ltd ASX:EML
28 GF Score
Price A$0.31
GF Value A$0.80
Valuation Possible Value Trap
! 5 Warning Signs
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What is EML Payments Shareholder Yield %?

EML Payments ASX:EML 28 Shareholder Yield % is 35.92% as of Jun. 2025. GuruFocus rates ASX:EML with a GF Score™ of 28/100 and a GF Value™ of A$0.80 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 2,696 Software companies, EML Payments ranks better than 97.26% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, EML Payments's Shareholder Yield % was 35.92%.


EML Payments  (ASX:EML) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


EML Payments Shareholder Yield % Related Terms


EML Payments Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for EML Payments's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EML Payments Shareholder Yield % Chart

EML Payments Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.52 -10.23 -1.82 0.65 9.25

EML Payments Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.82 -1.76 0.65 8.45 9.25

ASX:EML vs MSFT, ORCL, PLTR: Shareholder Yield % Comparison

For the Software - Infrastructure subindustry, EML Payments's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EML Payments Shareholder Yield % vs Software Industry

For the Software industry and Technology sector, EML Payments's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where EML Payments's Shareholder Yield % falls into.


ASX:EML
28GF Score
EML Payments Ltd ASX:EML
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

EML Payments Shareholder Yield % Calculation

EML Payments's Shareholder Yield % for the quarter that ended in Jun. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+0.00 %+9.25 %
=9.25 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 35.92% mean?
EML Payments (ASX:EML) has a Shareholder Yield % of 35.92% as of Jun. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on EML Payments and its competitors. According to the industry distribution chart, EML Payments ranks #74 out of 2696 companies in the Software industry, placing it in the top 2.7%.
Is EML Payments' Shareholder Yield % too high?
EML Payments' current Shareholder Yield % is 35.92%. The Software industry median Shareholder Yield % is 0.34. EML Payments' value of 35.92% is 10464.7% above this industry median. Based on the distribution chart, EML Payments ranks #74 out of 2696 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, EML Payments has a GF Score™ of 28/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does EML Payments' Shareholder Yield % compare to MSFT and ORCL?
According to the Software industry distribution chart, EML Payments ranks #74 out of 2696 companies for Shareholder Yield %. This places EML Payments in the top 3% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 0.34. EML Payments' value of 35.92% is 10464.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Software company?
The median Shareholder Yield % among Software companies is 0.34, based on 2,696 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EML Payments's current Shareholder Yield % of 35.92% is 10464.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on EML Payments and its competitors. For the Software industry, the median Shareholder Yield % is 0.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EML Payments's current Shareholder Yield % is 35.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EML Payments stock overvalued right now?
Based on GuruFocus' analysis, EML Payments (ASX:EML) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.80, compared to a current price of A$0.31 — trading 61.9% below its estimated fair value. The current Shareholder Yield % is 35.92% and 10464.7% above the Software industry median of 0.34. EML Payments' overall GF Score™ is 28/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For EML Payments (ASX:EML), the current Shareholder Yield % is 35.92% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EML Payments (ASX:EML) Overvalued in 2026?

Based on GuruFocus' analysis, EML Payments stock appears to be undervalued. The current stock price of A$0.31 is trading 61.9% below its estimated GF Value™ of A$0.80. GuruFocus considers EML Payments to be Possible Value Trap.

Key valuation signals for ASX:EML:

  • Shareholder Yield %: 35.92%
  • GF Value™: A$0.80 vs. price of A$0.31 (61.9% below fair value)
  • GF Score™: 28/100 with 5 warning signs
  • Industry Position: 10464.7% above the Software median (#74 of 2696)

No single metric tells the full story. See the ASX:EML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EML Payments Business Description

Other Exchanges A8Y1:Germany
Address 333 Ann Street, Level 12, Brisbane, QLD, AUS, 4000
EML Payments is a financial technology company that operates across North America, Europe, and Australia. The firm builds the infrastructure for a customer to facilitate/accept payments via a prepaid card or in real-time. It makes money primarily via clipping a fee on payment transactions. It also earns fees from breakage, inactive accounts, cash establishments and interest on debit volumes. EML's payment solutions cater to a variety of applications including payouts, gifts, incentives, rewards, supplier payments, and more. The firm operates across three product offerings: gift and incentive cards, general purpose reloadable cards, and digital payments.
28GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.31
Price
A$0.80
GF Value