BFST (Business First Bancshares) Long-Term Debt: $329.8 Mil (As of Mar. 2026)


BFST Business First Bancshares Inc BFST
64 GF Score
Price $30.65
GF Value $25.73
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Business First Bancshares Long-Term Debt?

Business First Bancshares BFST -2.48% 64 Long-Term Debt is $329.8 Mil as of Mar. 2026. GuruFocus rates BFST with a GF Score™ of 64/100 and a GF Value™ of $25.73 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Business First Bancshares's Long-Term Debt for the quarter that ended in Mar. 2026 was $329.8 Mil.

Business First Bancshares's quarterly Long-Term Debt declined from Sep. 2025 ($311.8 Mil) to Dec. 2025 ($272.5 Mil) but then increased from Dec. 2025 ($272.5 Mil) to Mar. 2026 ($329.8 Mil).

Business First Bancshares's annual Long-Term Debt declined from Dec. 2023 ($616.2 Mil) to Dec. 2024 ($460.6 Mil) and declined from Dec. 2024 ($460.6 Mil) to Dec. 2025 ($272.5 Mil).

Business First Bancshares  (NAS:BFST) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Business First Bancshares Long-Term Debt Related Terms

Business First Bancshares Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Business First Bancshares's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Business First Bancshares Long-Term Debt Chart

Business First Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 168.45 525.85 616.19 460.64 272.53

Business First Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 343.00 339.92 311.83 272.53 329.78
BFST
64GF Score
Business First Bancshares Inc BFST
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $329.8 Mil mean?
Business First Bancshares (BFST) has a Long-Term Debt of $329.8 Mil as of Mar. 2026.
Is Business First Bancshares' Long-Term Debt too high?
Business First Bancshares' current Long-Term Debt is $329.8 Mil. Overall, Business First Bancshares has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Business First Bancshares' Long-Term Debt compare to FBAK and CCNE?
Business First Bancshares' Long-Term Debt of $329.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Business First Bancshares's current Long-Term Debt is $329.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Business First Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Business First Bancshares (BFST) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.73, compared to a current price of $30.65 — trading 19.1% above its estimated fair value. The current Long-Term Debt is $329.8 Mil. Business First Bancshares' overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Business First Bancshares (BFST), the current Long-Term Debt is $329.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Business First Bancshares (BFST) Overvalued in 2026?

Based on GuruFocus' analysis, Business First Bancshares stock appears to be overvalued. The current stock price of $30.65 is trading 19.1% above its estimated GF Value™ of $25.73. GuruFocus considers Business First Bancshares to be Modestly Overvalued.

Key valuation signals for BFST:

  • Long-Term Debt: $329.8 Mil
  • GF Value™: $25.73 vs. price of $30.65 (19.1% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the BFST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Business First Bancshares Business Description

Address 500 Laurel Street, Suite 101, Baton Rouge, LA, USA, 70801
Business First Bancshares Inc is a bank holding company. The company's services include personal and commercial banking, treasury management, and wealth solutions. It provides a range of financial services to small-to-midsized businesses and professionals. The company generates the majority of its revenues from interest income on loans, customer service and loan fees, and interest income from securities.
64GF Score

Get the complete analysis for BFST

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.65
Price
$25.73
GF Value