Itau Unibanco Holding (BSP:ITUB4) Long-Term Debt: R$333,472 Mil (As of Mar. 2026)


BSP:ITUB4 Itau Unibanco Holding SA BSP:ITUB4
65 GF Score
Price R$44.30
GF Value R$30.93
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Itau Unibanco Holding Long-Term Debt?

Itau Unibanco Holding BSP:ITUB4 +4.02% 65 Long-Term Debt is R$333,472 Mil as of Mar. 2026. GuruFocus rates BSP:ITUB4 with a GF Score™ of 65/100 and a GF Value™ of R$30.93 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Itau Unibanco Holding's Long-Term Debt for the quarter that ended in Mar. 2026 was R$333,472 Mil.

Itau Unibanco Holding's quarterly Long-Term Debt increased from Sep. 2025 (R$311,602 Mil) to Dec. 2025 (R$349,202 Mil) but then declined from Dec. 2025 (R$349,202 Mil) to Mar. 2026 (R$333,472 Mil).

Itau Unibanco Holding's annual Long-Term Debt increased from Dec. 2023 (R$261,508 Mil) to Dec. 2024 (R$277,988 Mil) and increased from Dec. 2024 (R$277,988 Mil) to Dec. 2025 (R$349,202 Mil).

Itau Unibanco Holding  (BSP:ITUB4) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Itau Unibanco Holding Long-Term Debt Related Terms

Itau Unibanco Holding Long-Term Debt Historical Data

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The historical data trend for Itau Unibanco Holding's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Itau Unibanco Holding Long-Term Debt Chart

Itau Unibanco Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 189,883.00 265,874.00 261,508.00 277,988.00 349,202.00

Itau Unibanco Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 320,898.00 325,254.00 311,602.00 349,202.00 333,472.00
BSP:ITUB4
65GF Score
Itau Unibanco Holding SA BSP:ITUB4
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of R$333,472 Mil mean?
Itau Unibanco Holding (BSP:ITUB4) has a Long-Term Debt of R$333,472 Mil as of Mar. 2026.
Is Itau Unibanco Holding's Long-Term Debt too high?
Itau Unibanco Holding's current Long-Term Debt is R$333,472 Mil. Overall, Itau Unibanco Holding has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Itau Unibanco Holding's Long-Term Debt compare to competitors?
Itau Unibanco Holding's Long-Term Debt of R$333,472 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Itau Unibanco Holding's current Long-Term Debt is R$333,472 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Itau Unibanco Holding stock overvalued right now?
Based on GuruFocus' analysis, Itau Unibanco Holding (BSP:ITUB4) is currently considered Significantly Overvalued. The stock's GF Value™ is R$30.93, compared to a current price of R$44.30 — trading 43.2% above its estimated fair value. The current Long-Term Debt is R$333,472 Mil. Itau Unibanco Holding's overall GF Score™ is 65/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Itau Unibanco Holding (BSP:ITUB4), the current Long-Term Debt is R$333,472 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Itau Unibanco Holding (BSP:ITUB4) Overvalued in 2026?

Based on GuruFocus' analysis, Itau Unibanco Holding stock appears to be overvalued. The current stock price of R$44.30 is trading 43.2% above its estimated GF Value™ of R$30.93. GuruFocus considers Itau Unibanco Holding to be Significantly Overvalued.

Key valuation signals for BSP:ITUB4:

  • Long-Term Debt: R$333,472 Mil
  • GF Value™: R$30.93 vs. price of R$44.30 (43.2% above fair value)
  • GF Score™: 65/100 with 9 warning signs

No single metric tells the full story. See the BSP:ITUB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Itau Unibanco Holding Business Description

Address Praca Alfredo Egydio de Souza Aranha, 100, Torre Olavo Setubal, Parque Jabaquara, Sao Paulo, SP, BRA, 04344-902
Itaú Unibanco is the largest privately held bank in Brazil, the result of the 2008 merger between Banco Itaú and Unibanco. In addition to Brazil, the bank has significant operations in Chile, Colombia, Argentina, Uruguay, and Paraguay. Itaú's commercial and consumer loans account for 35% and 43% of the bank's total loans, respectively, while foreign loans account for 22% of its portfolio as of the end of 2025. The bank also operates the fifth-largest insurer in Brazil and is the second-largest asset manager in the country, giving it broad reach over the Brazilian financial system.
65GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$44.30
Price
R$30.93
GF Value