Itau Unibanco Holding (BSP:ITUB4) Tariff Resilience Score: 9/10 (As of Jul. 06, 2026)


BSP:ITUB4 Itau Unibanco Holding SA BSP:ITUB4
65 GF Score
Price R$42.74
GF Value R$30.80
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Itau Unibanco Holding Tariff Resilience Score?

Itau Unibanco Holding BSP:ITUB4 +0.64% 65 Tariff Resilience Score is 9 as of Jul. 06, 2026. GuruFocus rates BSP:ITUB4 with a GF Score™ of 65/100 and a GF Value™ of R$30.80 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,608 Banks companies, Itau Unibanco Holding ranks better than 99.25% on this metric.

Itau Unibanco Holding has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Itau Unibanco Holding has As a financial institution, ITUB has minimal direct exposure to tariffs. Its operations are primarily domestic, with limited reliance on international trade, making it highly resilient to tariff changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Itau Unibanco Holding might have Highly Resilient.

Itau Unibanco Holding  (BSP:ITUB4) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Itau Unibanco Holding Tariff Resilience Score Related Terms

Itau Unibanco Holding Tariff Resilience Score Competitor Comparison

For the Banks - Regional subindustry, Itau Unibanco Holding's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Itau Unibanco Holding Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Itau Unibanco Holding's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Itau Unibanco Holding's Tariff Resilience Score falls into.


BSP:ITUB4
65GF Score
Itau Unibanco Holding SA BSP:ITUB4
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Itau Unibanco Holding (BSP:ITUB4) has a Tariff Resilience Score of 9 as of Jul. 06, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Itau Unibanco Holding ranks #12 out of 1608 companies in the Banks industry, placing it in the top 0.7%.
Is Itau Unibanco Holding's Tariff Resilience Score too high?
Itau Unibanco Holding's current Tariff Resilience Score is 9. Based on the distribution chart, Itau Unibanco Holding ranks #12 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Itau Unibanco Holding has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Itau Unibanco Holding's Tariff Resilience Score compare to competitors?
According to the Banks industry distribution chart, Itau Unibanco Holding ranks #12 out of 1608 companies for Tariff Resilience Score. This places Itau Unibanco Holding in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Itau Unibanco Holding's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Itau Unibanco Holding stock overvalued right now?
Based on GuruFocus' analysis, Itau Unibanco Holding (BSP:ITUB4) is currently considered Significantly Overvalued. The stock's GF Value™ is R$30.80, compared to a current price of R$42.74 — trading 38.8% above its estimated fair value. The current Tariff Resilience Score is 9. Itau Unibanco Holding's overall GF Score™ is 65/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Itau Unibanco Holding (BSP:ITUB4), the current Tariff Resilience Score is 9 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Itau Unibanco Holding (BSP:ITUB4) Overvalued in 2026?

Based on GuruFocus' analysis, Itau Unibanco Holding stock appears to be overvalued. The current stock price of R$42.74 is trading 38.8% above its estimated GF Value™ of R$30.80. GuruFocus considers Itau Unibanco Holding to be Significantly Overvalued.

Key valuation signals for BSP:ITUB4:

  • Tariff Resilience Score: 9
  • GF Value™: R$30.80 vs. price of R$42.74 (38.8% above fair value)
  • GF Score™: 65/100 with 9 warning signs

No single metric tells the full story. See the BSP:ITUB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Itau Unibanco Holding Business Description

Address Praca Alfredo Egydio de Souza Aranha, 100, Torre Olavo Setubal, Parque Jabaquara, Sao Paulo, SP, BRA, 04344-902
Itaú Unibanco is the largest privately held bank in Brazil, the result of the 2008 merger between Banco Itaú and Unibanco. In addition to Brazil, the bank has significant operations in Chile, Colombia, Argentina, Uruguay, and Paraguay. Itaú's commercial and consumer loans account for 35% and 43% of the bank's total loans, respectively, while foreign loans account for 22% of its portfolio as of the end of 2025. The bank also operates the fifth-largest insurer in Brazil and is the second-largest asset manager in the country, giving it broad reach over the Brazilian financial system.
65GF Score

Get the complete analysis for BSP:ITUB4

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$42.74
Price
R$30.80
GF Value