CFIGY (Challenger) Long-Term Debt: $4,310 Mil (As of Dec. 2025)

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CFIGY Challenger Ltd CFIGY
57 GF Score
Price $43.70
GF Value $16.56
! 9 Warning Signs
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What is Challenger Long-Term Debt?

Challenger CFIGY 57 Long-Term Debt is $4,310 Mil as of Dec. 2025. GuruFocus rates CFIGY with a GF Score™ of 57/100 and a GF Value™ of $16.56. The stock has 9 warning signs investors should review.

Challenger's Long-Term Debt for the quarter that ended in Dec. 2025 was $4,310 Mil.

Challenger's quarterly Long-Term Debt declined from Dec. 2024 ($3,075 Mil) to Jun. 2025 ($847 Mil) but then increased from Jun. 2025 ($847 Mil) to Dec. 2025 ($4,310 Mil).

Challenger's annual Long-Term Debt increased from Jun. 2023 ($908 Mil) to Jun. 2024 ($992 Mil) but then declined from Jun. 2024 ($992 Mil) to Jun. 2025 ($847 Mil).

Challenger  (OTCPK:CFIGY) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Challenger Long-Term Debt Related Terms

Challenger Long-Term Debt Historical Data

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The historical data trend for Challenger's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Challenger Long-Term Debt Chart

Challenger Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,469.88 1,118.34 908.32 992.23 847.07

Challenger Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.34 992.23 3,074.73 847.07 4,310.17
CFIGY
57GF Score
Challenger Ltd CFIGY
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $4,310 Mil mean?
Challenger (CFIGY) has a Long-Term Debt of $4,310 Mil as of Dec. 2025.
Is Challenger's Long-Term Debt too high?
Challenger's current Long-Term Debt is $4,310 Mil. Overall, Challenger has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Challenger's Long-Term Debt compare to AFL and MET?
Challenger's Long-Term Debt of $4,310 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Challenger's current Long-Term Debt is $4,310 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challenger stock overvalued right now?
Challenger (CFIGY) has a current Long-Term Debt of $4,310 Mil. The stock's GF Value™ is $16.56, compared to a current price of $43.70 — trading 163.9% above its estimated fair value. The current Long-Term Debt is $4,310 Mil. Challenger's overall GF Score™ is 57/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Challenger (CFIGY), the current Long-Term Debt is $4,310 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Challenger (CFIGY) Overvalued in 2026?

Based on GuruFocus' analysis, Challenger stock appears to be overvalued. The current stock price of $43.70 is trading 163.9% above its estimated GF Value™ of $16.56.

Key valuation signals for CFIGY:

  • Long-Term Debt: $4,310 Mil
  • GF Value™: $16.56 vs. price of $43.70 (163.9% above fair value)
  • GF Score™: 57/100 with 9 warning signs

No single metric tells the full story. See the CFIGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Challenger Business Description

Address 5 Martin Place, Level 2, Sydney, NSW, AUS, 2000
Challenger's core business is selling annuity products in the Australian retirement market and, since November 2016, selling Australian dollar-denominated annuities into Japan's large retirement market. The firm's annuity products provide investors guaranteed regular payments over an agreed term for an upfront lump sum investment and is designed primarily to protect investors from the longevity risk of outliving their savings. Challenger also operates a funds management business, Fidante Partners, which has minority stakes in several boutique global investment managers, and Challenger Investment Management, which primarily manages investments supporting its annuities business.
57GF Score

Get the complete analysis for CFIGY

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.70
Price
$16.56
GF Value