Business Description
Challenger Ltd
ISIN : AU000000CGF5
Share Class Description:
ASX:CGF: Ordinary SharesTotal Employee Number:
576Compare
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Traded in other countries / regions
CGF.AustraliaGK9.GermanyCFIGY.USA Index Membership
S&P/ASX 200iShares MSCI ACWI Ex US Index Fund IPO Date
2003-12-23Description
Challenger's core business is selling annuity products in the Australian retirement market and, since November 2016, selling Australian dollar-denominated annuities into Japan's large retirement market. The firm's annuity products provide investors guaranteed regular payments over an agreed term for an upfront lump sum investment, and are designed primarily to protect investors from the longevity risk of outliving their savings. Challenger also operates a funds management business, Challenger Investment Management, which primarily manages investments supporting its annuities business. In addition, Challenger holds a 45% minority stake in Channel Group, the merged entity of Fidante Partners and Channel Capital.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 4.05 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 2.08 | |||||
Debt-to-EBITDA | 6.77 | |||||
Piotroski F-Score | 5/9 | |||||
Altman Z-Score | 1.23 | |||||
Beneish M-Score | -2.22 | |||||
WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 0.5 | |||||
3-Year EBITDA Growth Rate | 6.1 | |||||
3-Year EPS without NRI Growth Rate | 418.4 | |||||
3-Year FCF Growth Rate | 11.5 | |||||
3-Year Book Growth Rate | -0.8 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 12.16 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 5.69 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 23.47 | |||||
9-Day RSI | 32.2 | |||||
14-Day RSI | 36.44 | |||||
3-1 Month Momentum % | 19.91 | |||||
6-1 Month Momentum % | 18.03 | |||||
12-1 Month Momentum % | 26.84 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 4.46 | |||||
Quick Ratio | 4.46 | |||||
Cash Ratio | 4.36 | |||||
Days Sales Outstanding | 143.18 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.28 | |||||
Dividend Payout Ratio | 0.53 | |||||
3-Year Dividend Growth Rate | 9.1 | |||||
Forward Dividend Yield % | 3.34 | |||||
5-Year Yield-on-Cost % | 8.41 | |||||
Shareholder Yield % | -0.63 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 28.58 | |||||
EBITDA Margin % | 70.66 | |||||
FCF Margin % | 106.77 | |||||
OCF Margin % | 106.77 | |||||
ROE % | 12.6 | |||||
ROA % | 1.42 | |||||
ROC (Joel Greenblatt) % | 5438.1 | |||||
ROCE % | 4.42 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 7 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 15.15 | |||||
Forward PE Ratio | 13.38 | |||||
PE Ratio without NRI | 16.31 | |||||
Shiller PE Ratio | 23.9 | |||||
Price-to-Owner-Earnings | 15.32 | |||||
PEG Ratio | 1.38 | |||||
PS Ratio | 4.28 | |||||
PB Ratio | 1.57 | |||||
Price-to-Tangible-Book | 1.78 | |||||
Price-to-Free-Cash-Flow | 4 | |||||
Price-to-Operating-Cash-Flow | 4 | |||||
EV-to-EBIT | -15.66 | |||||
EV-to-EBITDA | -15.54 | |||||
EV-to-Revenue | -10.99 | |||||
EV-to-Forward-Revenue | 10.38 | |||||
EV-to-FCF | -10.21 | |||||
Price-to-GF-Value | 1.64 | |||||
Price-to-Projected-FCF | 0.46 | |||||
Price-to-Median-PS-Value | 1.66 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.01 | |||||
Price-to-Graham-Number | 1.13 | |||||
| Price-to-Net-Current-Asset-Value | 2.67 | |||||
| Price-to-Net-Cash | 4.11 | |||||
Earnings Yield (Greenblatt) % | -6.39 | |||||
FCF Yield % | 29.55 | |||||
Forward Rate of Return (Yacktman) % | 32.54 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Challenger Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil A$) | 1,769.2 | ||
| EPS (TTM) (A$) | 0.619 | ||
| Beta | 1.1041 | ||
| 3-Year Sharpe Ratio | 0.39 | ||
| 3-Year Sortino Ratio | 0.65 | ||
| Volatility % | 19.44 | ||
| 14-Day RSI | 36.44 | ||
| 14-Day ATR (A$) | 0.283218 | ||
| 20-Day SMA (A$) | 9.8075 | ||
| 12-1 Month Momentum % | 26.84 | ||
| 52-Week Range (A$) | 7.25 - 10.85 | ||
| Shares Outstanding (Mil) | 681.58 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Challenger Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Challenger Ltd Stock Events
| Event | Date | Price (A$) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2027 | 2027-02-17 10:30 | In 173 days | ||
| Second quarter earnings results for 2027 | 2027-02-17 | In 172 days | ||
| General meeting for 2026 | 2026-10-29 | In 61 days | ||
| AUD 0.015000 Cash Dividend | 2026-08-25 | 9.64 (-0.52%) | ||
| AUD 0.160000 Cash Dividend | 2026-08-25 | 9.64 (-0.52%) | ||
| Fourth quarter earnings conference call for 2026 | 2026-08-18 10:30 | 9.69 (-1.32%) | ||
| Fourth quarter earnings results for 2026 | 2026-08-18 | 9.69 (-1.32%) | ||
| Annual report for 2026 | 2026-08-17 | 9.89 (-0.10%) | ||
| AUD 0.155000 Cash Dividend | 2026-02-24 | 9.24 (+2.78%) | ||
| Second quarter earnings conference call for 2026 | 2026-02-17 10:30 | 8.42 (-0.36%) |
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Challenger Ltd Frequently Asked Questions
What is Challenger Ltd(ASX:CGF)'s stock price today?
The current price of ASX:CGF is A$9.38. The 52 week high of ASX:CGF is A$10.85 and 52 week low is A$7.25.
When is next earnings date of Challenger Ltd(ASX:CGF)?
The next earnings date of Challenger Ltd(ASX:CGF) is 2027-02-17 Est..
Does Challenger Ltd(ASX:CGF) pay dividends? If so, how much?
The Dividend Yield %  of Challenger Ltd(ASX:CGF) is 3.28% (As of Today), Highest Dividend Payout Ratio of Challenger Ltd(ASX:CGF) was 0.79. The lowest was 0.01. And the median was 0.51. The  Forward Dividend Yield % of Challenger Ltd(ASX:CGF) is 3.34%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Challenger Ltd
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