Funding Circle Holdings (CHIX:FCHL) Long-Term Debt: £0.0 Mil (As of Dec. 2025)

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CHIX:FCHL Funding Circle Holdings PLC CHIX:FCHL
71 GF Score
Price £1.91
GF Value £1.75
Valuation Fairly Valued
! 11 Warning Signs
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What is Funding Circle Holdings Long-Term Debt?

Funding Circle Holdings CHIX:FCHL +2.36% 71 Long-Term Debt is £0.0 Mil as of Dec. 2025. GuruFocus rates CHIX:FCHL with a GF Score™ of 71/100 and a GF Value™ of £1.75 (Fairly Valued). The stock has 11 warning signs investors should review.

Funding Circle Holdings's Long-Term Debt for the quarter that ended in Dec. 2025 was £0.0 Mil.

Funding Circle Holdings's annual Long-Term Debt declined from Dec. 2023 (£2.2 Mil) to Dec. 2024 (£0.0 Mil) but then stayed the same from Dec. 2024 (£0.0 Mil) to Dec. 2025 (£0.0 Mil).

Funding Circle Holdings  (CHIX:FCHl) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Funding Circle Holdings Long-Term Debt Related Terms

Funding Circle Holdings Long-Term Debt Historical Data

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The historical data trend for Funding Circle Holdings's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Funding Circle Holdings Long-Term Debt Chart

Funding Circle Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 73.20 22.60 2.20 0.00 0.00

Funding Circle Holdings Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.20 0.00 0.00 0.00 0.00
CHIX:FCHL
71GF Score
Funding Circle Holdings PLC CHIX:FCHL
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of £0.0 Mil mean?
Funding Circle Holdings (CHIX:FCHL) has a Long-Term Debt of £0.0 Mil as of Dec. 2025.
Is Funding Circle Holdings' Long-Term Debt too high?
Funding Circle Holdings' current Long-Term Debt is £0.0 Mil. Overall, Funding Circle Holdings has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Funding Circle Holdings' Long-Term Debt compare to V and MA?
Funding Circle Holdings' Long-Term Debt of £0.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Funding Circle Holdings's current Long-Term Debt is £0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Funding Circle Holdings stock overvalued right now?
Based on GuruFocus' analysis, Funding Circle Holdings (CHIX:FCHL) is currently considered Fairly Valued. The stock's GF Value™ is £1.75, compared to a current price of £1.91 — trading 9% above its estimated fair value. The current Long-Term Debt is £0.0 Mil. Funding Circle Holdings' overall GF Score™ is 71/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Funding Circle Holdings (CHIX:FCHL), the current Long-Term Debt is £0.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Funding Circle Holdings (CHIX:FCHL) Overvalued in 2026?

Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be overvalued. The current stock price of £1.91 is trading 9% above its estimated GF Value™ of £1.75. GuruFocus considers Funding Circle Holdings to be Fairly Valued.

Key valuation signals for CHIX:FCHL:

  • Long-Term Debt: £0.0 Mil
  • GF Value™: £1.75 vs. price of £1.91 (9% above fair value)
  • GF Score™: 71/100 with 11 warning signs

No single metric tells the full story. See the CHIX:FCHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Funding Circle Holdings Business Description

Other Exchanges FCH:UK
Address 71 Queen Victoria Street, London, GBR, EC4V 4AY
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
71GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.91
Price
£1.75
GF Value