Paychex (FRA:PCX) Long-Term Debt: €3,900 Mil (As of May. 2026)


FRA:PCX Paychex Inc FRA:PCX
81 GF Score
Price €92.30
GF Value €137.03
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Paychex Long-Term Debt?

Paychex FRA:PCX -0.53% 81 Long-Term Debt is €3,900 Mil as of May. 2026. GuruFocus rates FRA:PCX with a GF Score™ of 81/100 and a GF Value™ of €137.03 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Paychex's Long-Term Debt for the quarter that ended in May. 2026 was €3,900 Mil.

Paychex's quarterly Long-Term Debt declined from Nov. 2025 (€3,938 Mil) to Feb. 2026 (€3,853 Mil) but then increased from Feb. 2026 (€3,853 Mil) to May. 2026 (€3,900 Mil).

Paychex's annual Long-Term Debt increased from May. 2024 (€739 Mil) to May. 2025 (€4,034 Mil) but then declined from May. 2025 (€4,034 Mil) to May. 2026 (€3,900 Mil).

Paychex  (FRA:PCX) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Paychex Long-Term Debt Related Terms

Paychex Long-Term Debt Historical Data

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The historical data trend for Paychex's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paychex Long-Term Debt Chart

Paychex Annual Data
Trend May17 May18 May19 May20 May21 May22 May23 May24 May25 May26
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 754.62 734.34 738.71 4,034.43 3,900.02

Paychex Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,034.43 3,908.71 3,937.65 3,852.77 3,900.02
FRA:PCX
81GF Score
Paychex Inc FRA:PCX
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €3,900 Mil mean?
Paychex (FRA:PCX) has a Long-Term Debt of €3,900 Mil as of May. 2026.
Is Paychex's Long-Term Debt too high?
Paychex's current Long-Term Debt is €3,900 Mil. Overall, Paychex has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paychex's Long-Term Debt compare to ROP and WDAY?
Paychex's Long-Term Debt of €3,900 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Paychex's current Long-Term Debt is €3,900 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paychex stock overvalued right now?
Based on GuruFocus' analysis, Paychex (FRA:PCX) is currently considered Significantly Undervalued. The stock's GF Value™ is €137.03, compared to a current price of €92.30 — trading 32.6% below its estimated fair value. The current Long-Term Debt is €3,900 Mil. Paychex's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Paychex (FRA:PCX), the current Long-Term Debt is €3,900 Mil as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paychex (FRA:PCX) Overvalued in 2026?

Based on GuruFocus' analysis, Paychex stock appears to be undervalued. The current stock price of €92.30 is trading 32.6% below its estimated GF Value™ of €137.03. GuruFocus considers Paychex to be Significantly Undervalued.

Key valuation signals for FRA:PCX:

  • Long-Term Debt: €3,900 Mil
  • GF Value™: €137.03 vs. price of €92.30 (32.6% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the FRA:PCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paychex Business Description

Address 911 Panorama Trail South, Rochester, NY, USA, 14625-2396
Paychex is a cloud-based human capital management provider offering payroll, compliance, talent management, benefits administration, and retirement services. The firm also provides HR outsourcing services, including professional employer organization, or PEO, offerings, enabling clients to reduce HR overhead. Paychex primarily targets small and midsize businesses, although its acquisition of Paycor in 2025 signals the firm's aspirations to expand into the midmarket segment, serving firms with more than 100 employees. As of fiscal 2025, Paychex has approximately 800,000 clients and manages payroll for one in 11 workers in the United States.
81GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€92.30
Price
€137.03
GF Value