Paychex (FRA:PCX) Short-Term Debt: €0 Mil (As of May. 2026)

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Director of Data and Quant Analytics at GuruFocus
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FRA:PCX Paychex Inc FRA:PCX
85 GF Score
Price €95.20
GF Value €134.61
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Paychex Short-Term Debt?

Paychex FRA:PCX +2.09% 85 Short-Term Debt is €0 Mil as of May. 2026. GuruFocus rates FRA:PCX with a GF Score™ of 85/100 and a GF Value™ of €134.61 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Paychex's Short-Term Debt for the quarter that ended in May. 2026 was €0 Mil.

Paychex's quarterly Short-Term Debt declined from Nov. 2025 (€362 Mil) to Feb. 2026 (€338 Mil) and declined from Feb. 2026 (€338 Mil) to May. 2026 (€0 Mil).

Paychex's annual Short-Term Debt increased from May. 2024 (€17 Mil) to May. 2025 (€371 Mil) but then declined from May. 2025 (€371 Mil) to May. 2026 (€0 Mil).

Paychex Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Paychex Short-Term Debt Related Terms

Paychex Short-Term Debt Historical Data

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The historical data trend for Paychex's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paychex Short-Term Debt Chart

Paychex Annual Data
Trend May17 May18 May19 May20 May21 May22 May23 May24 May25 May26
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.23 9.38 17.30 371.12 0.00

Paychex Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 371.12 359.41 361.66 338.40 0.00
FRA:PCX
85GF Score
Paychex Inc FRA:PCX
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of €0 Mil mean?
Paychex (FRA:PCX) has a Short-Term Debt of €0 Mil as of May. 2026.
Is Paychex's Short-Term Debt too high?
Paychex's current Short-Term Debt is €0 Mil. Overall, Paychex has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paychex's Short-Term Debt compare to ROP and WDAY?
Paychex's Short-Term Debt of €0 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Software company?
A good Short-Term Debt depends on the Software industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Paychex's current Short-Term Debt is €0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paychex stock overvalued right now?
Based on GuruFocus' analysis, Paychex (FRA:PCX) is currently considered Modestly Undervalued. The stock's GF Value™ is €134.61, compared to a current price of €95.20 — trading 29.3% below its estimated fair value. The current Short-Term Debt is €0 Mil. Paychex's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Paychex (FRA:PCX), the current Short-Term Debt is €0 Mil as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paychex (FRA:PCX) Overvalued in 2026?

Based on GuruFocus' analysis, Paychex stock appears to be undervalued. The current stock price of €95.20 is trading 29.3% below its estimated GF Value™ of €134.61. GuruFocus considers Paychex to be Modestly Undervalued.

Key valuation signals for FRA:PCX:

  • Short-Term Debt: €0 Mil
  • GF Value™: €134.61 vs. price of €95.20 (29.3% below fair value)
  • GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the FRA:PCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paychex Business Description

Address 911 Panorama Trail South, Rochester, NY, USA, 14625-2396
Paychex is a cloud-based human capital management provider offering payroll, compliance, talent management, benefits administration, and retirement services. The firm also provides HR outsourcing services, including professional employer organization, or PEO, offerings, enabling clients to reduce HR overhead. Paychex primarily targets small and midsize businesses, although its acquisition of Paycor in 2025 signals the firm's aspirations to expand into the midmarket segment, serving firms with more than 100 employees. As of fiscal 2025, Paychex has approximately 800,000 clients and manages payroll for one in 11 workers in the United States.
85GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€95.20
Price
€134.61
GF Value