PCTY (Paylocity Holding) Long-Term Debt: $81 Mil (As of Mar. 2026)


PCTY Paylocity Holding Corp PCTY
71 GF Score
Price $115.10
GF Value $226.17
Valuation Possible Value Trap
! 3 Warning Signs
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What is Paylocity Holding Long-Term Debt?

Paylocity Holding PCTY +3.39% 71 Long-Term Debt is $81 Mil as of Mar. 2026. GuruFocus rates PCTY with a GF Score™ of 71/100 and a GF Value™ of $226.17 (Possible Value Trap). The stock has 3 warning signs investors should review.

Paylocity Holding's Long-Term Debt for the quarter that ended in Mar. 2026 was $81 Mil.

Paylocity Holding's quarterly Long-Term Debt stayed the same from Sep. 2025 ($81 Mil) to Dec. 2025 ($81 Mil) and stayed the same from Dec. 2025 ($81 Mil) to Mar. 2026 ($81 Mil).

Paylocity Holding's annual Long-Term Debt stayed the same from Jun. 2023 ($0 Mil) to Jun. 2024 ($0 Mil) but then increased from Jun. 2024 ($0 Mil) to Jun. 2025 ($163 Mil).

Paylocity Holding  (NAS:PCTY) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Paylocity Holding Long-Term Debt Related Terms

Paylocity Holding Long-Term Debt Historical Data

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The historical data trend for Paylocity Holding's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paylocity Holding Long-Term Debt Chart

Paylocity Holding Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 162.50

Paylocity Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 243.75 162.50 81.25 81.25 81.25
PCTY
71GF Score
Paylocity Holding Corp PCTY
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $81 Mil mean?
Paylocity Holding (PCTY) has a Long-Term Debt of $81 Mil as of Mar. 2026.
Is Paylocity Holding's Long-Term Debt too high?
Paylocity Holding's current Long-Term Debt is $81 Mil. Overall, Paylocity Holding has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Paylocity Holding's Long-Term Debt compare to DUOL and NAVN?
Paylocity Holding's Long-Term Debt of $81 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Paylocity Holding's current Long-Term Debt is $81 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paylocity Holding stock overvalued right now?
Based on GuruFocus' analysis, Paylocity Holding (PCTY) is currently considered Possible Value Trap. The stock's GF Value™ is $226.17, compared to a current price of $115.10 — trading 49.1% below its estimated fair value. The current Long-Term Debt is $81 Mil. Paylocity Holding's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Paylocity Holding (PCTY), the current Long-Term Debt is $81 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paylocity Holding (PCTY) Overvalued in 2026?

Based on GuruFocus' analysis, Paylocity Holding stock appears to be undervalued. The current stock price of $115.10 is trading 49.1% below its estimated GF Value™ of $226.17. GuruFocus considers Paylocity Holding to be Possible Value Trap.

Key valuation signals for PCTY:

  • Long-Term Debt: $81 Mil
  • GF Value™: $226.17 vs. price of $115.10 (49.1% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the PCTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paylocity Holding Business Description

Address 1400 American Lane, Schaumburg, IL, USA, 60173
Paylocity is a cloud-based human capital management provider offering payroll, compliance, and human resources management solutions. With the addition of expense and IT management modules, Paylocity unifies back-office operations spanning HR, finance, and IT on a single platform and bills customers on a subscription basis. The firm's customer base skews toward the midmarket and is primarily based in the US. As of fiscal 2025, Paylocity has nearly 42,000 customers.
71GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$115.10
Price
$226.17
GF Value