PCTY (Paylocity Holding) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

What is Paylocity Holding LT-Debt-to-Total-Asset?

Paylocity Holding PCTY -0.58% 71 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates PCTY with a GF Score™ of 71/100 and a GF Value™ of $225.51 (Possible Value Trap). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Paylocity Holding's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

Paylocity Holding's long-term debt to total assets ratio declined from Mar. 2025 (0.06) to Mar. 2026 (0.02). It may suggest that Paylocity Holding is progressively becoming less dependent on debt to grow their business.

Paylocity Holding (NAS:PCTY) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Paylocity Holding LT-Debt-to-Total-Asset Related Terms

Paylocity Holding LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Paylocity Holding's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paylocity Holding LT-Debt-to-Total-Asset Chart

Paylocity Holding Annual Data

Trend

Jun16

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Jun20

Jun21

Jun22

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Jun25

LT-Debt-to-Total-Asset

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0.03

0.01

0.02

0.01

0.05

Paylocity Holding Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.06	0.05	0.03	0.02	0.02

71GF Score

Paylocity Holding Corp PCTY

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Paylocity Holding LT-Debt-to-Total-Asset Calculation

Paylocity Holding's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )	/	Total Assets (A: Jun. 2025 )
	=	209.272	/	4389.428
	=	0.05

Paylocity Holding's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	125.189	/	5444.375
	=	0.02

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.02 mean?

Paylocity Holding (PCTY) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Paylocity Holding and its competitors.

Is Paylocity Holding's LT-Debt-to-Total-Asset too high?

Paylocity Holding's current LT-Debt-to-Total-Asset is 0.02. Overall, Paylocity Holding has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Paylocity Holding's LT-Debt-to-Total-Asset compare to DUOL and NAVN?

Paylocity Holding's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Software company?

A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Paylocity Holding and its competitors. Paylocity Holding's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Paylocity Holding stock overvalued right now?

Based on GuruFocus' analysis, Paylocity Holding (PCTY) is currently considered Possible Value Trap. The stock's GF Value™ is $225.51, compared to a current price of $105.75 — trading 53.1% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Paylocity Holding's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Paylocity Holding (PCTY), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paylocity Holding (PCTY) Overvalued in 2026?

Based on GuruFocus' analysis, Paylocity Holding stock appears to be undervalued. The current stock price of $105.75 is trading 53.1% below its estimated GF Value™ of $225.51. GuruFocus considers Paylocity Holding to be Possible Value Trap.

Key valuation signals for PCTY:

LT-Debt-to-Total-Asset: 0.02
GF Value™: $225.51 vs. price of $105.75 (53.1% below fair value)
GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the PCTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paylocity Holding Business Description

Industry Technology Software

Comparable Companies DUOL NAVN CVLT YOU ESTC APPF LYFT PAYC PEGA PCOR XTER:SAP UBER SHOP CRM CDNS NOW ADP SNOW DDOG ADBE

Other Exchanges PCTY:Mexico 1PCTY:Italy 0P7:Germany P2CY34:Brazil

Address 1400 American Lane, Schaumburg, IL, USA, 60173

Website https://www.paylocity.com

Paylocity is a cloud-based human capital management provider offering payroll, compliance, and human resources management solutions. With the addition of expense and IT management modules, Paylocity unifies back-office operations spanning HR, finance, and IT on a single platform and bills customers on a subscription basis. The firm's customer base skews toward the midmarket and is primarily based in the US. As of fiscal 2025, Paylocity has nearly 42,000 customers.

71GF Score

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$105.75

Price

$225.51

GF Value

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