RKT (Rocket) Long-Term Debt: $26,312 Mil (As of Mar. 2026)


RKT Rocket Companies Inc RKT
67 GF Score
Price $15.77
GF Value $14.79
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Rocket Long-Term Debt?

Rocket RKT -0.50% 67 Long-Term Debt is $26,312 Mil as of Mar. 2026. GuruFocus rates RKT with a GF Score™ of 67/100 and a GF Value™ of $14.79 (Fairly Valued). The stock has 4 warning signs investors should review.

Rocket's Long-Term Debt for the quarter that ended in Mar. 2026 was $26,312 Mil.

Rocket's quarterly Long-Term Debt increased from Sep. 2025 ($9,098 Mil) to Dec. 2025 ($12,282 Mil) and increased from Dec. 2025 ($12,282 Mil) to Mar. 2026 ($26,312 Mil).

Rocket's annual Long-Term Debt increased from Dec. 2023 ($4,534 Mil) to Dec. 2024 ($4,732 Mil) and increased from Dec. 2024 ($4,732 Mil) to Dec. 2025 ($12,282 Mil).

Rocket  (NYSE:RKT) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Rocket Long-Term Debt Related Terms

Rocket Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Rocket's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rocket Long-Term Debt Chart

Rocket Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only 9,217.79 4,850.42 4,534.46 4,732.00 12,282.00

Rocket Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,049.24 9,271.29 9,097.73 12,282.00 26,312.00
RKT
67GF Score
Rocket Companies Inc RKT
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $26,312 Mil mean?
Rocket (RKT) has a Long-Term Debt of $26,312 Mil as of Mar. 2026.
Is Rocket's Long-Term Debt too high?
Rocket's current Long-Term Debt is $26,312 Mil. Overall, Rocket has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Rocket's Long-Term Debt compare to FNMA and PFSI?
Rocket's Long-Term Debt of $26,312 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Rocket's current Long-Term Debt is $26,312 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rocket stock overvalued right now?
Based on GuruFocus' analysis, Rocket (RKT) is currently considered Fairly Valued. The stock's GF Value™ is $14.79, compared to a current price of $15.77 — trading 6.6% above its estimated fair value. The current Long-Term Debt is $26,312 Mil. Rocket's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Rocket (RKT), the current Long-Term Debt is $26,312 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rocket (RKT) Overvalued in 2026?

Based on GuruFocus' analysis, Rocket stock appears to be overvalued. The current stock price of $15.77 is trading 6.6% above its estimated GF Value™ of $14.79. GuruFocus considers Rocket to be Fairly Valued.

Key valuation signals for RKT:

  • Long-Term Debt: $26,312 Mil
  • GF Value™: $14.79 vs. price of $15.77 (6.6% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the RKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Rocket Business Description

Other Exchanges RKT:Mexico
Address 1050 Woodward Avenue, Detroit, MI, USA, 48226
Rocket Companies is a financial services company that was originally founded as Rock Financial in 1985 and is currently based in Detroit. Rocket Companies offers a wide array of services and products but is best known for its Rocket Mortgage business. The company's mortgage lending operations are split between its direct-to-consumer lending, which sees borrowers accessing the company's lending arm directly through either its mobile app or website, and its partner network where mortgage brokers and other firms use Rocket's origination process to offer loans to their customers. The company has rapidly gained market share in recent years and will also be the largest mortgage servicer in the US following its acquisition of the Mr. Cooper Group.
67GF Score

Get the complete analysis for RKT

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.77
Price
$14.79
GF Value