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The People's Insurance Co (Group) of China's quarterly Long-Term Debt
declined
from Jun. 2025 (¥41,835 Mil) to Sep. 2025 (¥41,784 Mil) but then
increased
from Sep. 2025 (¥41,784 Mil) to Dec. 2025 (¥42,103 Mil).
The People's Insurance Co (Group) of China's annual Long-Term Debt
increased
from Dec. 2023 (¥38,595 Mil) to Dec. 2024 (¥50,489 Mil) but then
declined
from Dec. 2024 (¥50,489 Mil) to Dec. 2025 (¥42,103 Mil).
The People's Insurance Co (Group) of China (SHSE:601319) Long-Term Debt Explanation
Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.
The People's Insurance Co (Group) of China Long-Term Debt Related Terms
The People's Insurance Co (Group) of China Long-Term Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The People's Insurance Co (Group) of China Long-Term Debt Chart
The People's Insurance Co (Group) of China Annual Data
The People's Insurance Co (Group) of China (SHSE:601319) has a Long-Term Debt of ¥42,103 Mil as of Dec. 2025.
Is The People's Insurance Co (Group) of China's Long-Term Debt too high?
The People's Insurance Co (Group) of China's current Long-Term Debt is ¥42,103 Mil. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's Long-Term Debt compare to CB and PGR?
The People's Insurance Co (Group) of China's Long-Term Debt of ¥42,103 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. The People's Insurance Co (Group) of China's current Long-Term Debt is ¥42,103 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (SHSE:601319) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥5.72, compared to a current price of ¥6.86 — trading 19.9% above its estimated fair value. The current Long-Term Debt is ¥42,103 Mil. The People's Insurance Co (Group) of China's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (SHSE:601319), the current Long-Term Debt is ¥42,103 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The People's Insurance Co (Group) of China (SHSE:601319) Overvalued in 2026?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued.
The current stock price of ¥6.86 is trading 19.9% above its estimated GF Value™ of ¥5.72.
GuruFocus considers The People's Insurance Co (Group) of China to be Modestly Overvalued.
Key valuation signals for SHSE:601319:
Long-Term Debt: ¥42,103 Mil
GF Value™: ¥5.72 vs. price of ¥6.86 (19.9% above fair value)
No single metric tells the full story. See the SHSE:601319 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
75GF Score
Get the complete analysis for SHSE:601319
Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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