The People's Insurance Co (Group) of China (SHSE:601319) Margin of Safety % (DCF Dividends Based): N/A (As of Aug. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHSE:601319 The People's Insurance Co (Group) of China Ltd SHSE:601319
69 GF Score
Price ¥7.21
GF Value ¥5.49
Valuation Significantly Overvalued
! 2 Warning Signs
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What is The People's Insurance Co (Group) of China Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

The People's Insurance Co (Group) of China's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

SHSE:601319 vs CB, PGR, TRV: Margin of Safety % (DCF Dividends Based) Comparison

For the Insurance - Property & Casualty subindustry, The People's Insurance Co (Group) of China's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The People's Insurance Co (Group) of China Margin of Safety % (DCF Dividends Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, The People's Insurance Co (Group) of China's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where The People's Insurance Co (Group) of China's Margin of Safety % (DCF Dividends Based) falls into.


SHSE:601319
69GF Score
The People's Insurance Co (Group) of China Ltd SHSE:601319
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is The People's Insurance Co (Group) of China (SHSE:601319) Overvalued in 2026?

Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued. The current stock price of ¥7.21 is trading 31.3% above its estimated GF Value™ of ¥5.49. GuruFocus considers The People's Insurance Co (Group) of China to be Significantly Overvalued.

Key valuation signals for SHSE:601319:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: ¥5.49 vs. price of ¥7.21 (31.3% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the SHSE:601319 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The People's Insurance Co (Group) of China Business Description

Address No. 88, West Chang’an Avenue, 1st-13th Floor, Xi Cheng District, Beijing, CHN, 100031
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
69GF Score

Get the complete analysis for SHSE:601319

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥7.21
Price
¥5.49
GF Value