The People's Insurance Co (Group) of China (STU:PIR) Long-Term Debt: €5,105 Mil (As of Dec. 2025)

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STU:PIR The People's Insurance Co (Group) of China Ltd STU:PIR
56 GF Score
Price €0.56
GF Value €0.46
Valuation Modestly Overvalued
! 2 Warning Signs
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What is The People's Insurance Co (Group) of China Long-Term Debt?

The People's Insurance Co (Group) of China STU:PIR 56 Long-Term Debt is €5,105 Mil as of Dec. 2025. GuruFocus rates STU:PIR with a GF Score™ of 56/100 and a GF Value™ of €0.46 (Modestly Overvalued). The stock has 2 warning signs investors should review.

The People's Insurance Co (Group) of China's Long-Term Debt for the quarter that ended in Dec. 2025 was €5,105 Mil.

The People's Insurance Co (Group) of China's quarterly Long-Term Debt declined from Jun. 2025 (€5,051 Mil) to Sep. 2025 (€4,998 Mil) but then increased from Sep. 2025 (€4,998 Mil) to Dec. 2025 (€5,105 Mil).

The People's Insurance Co (Group) of China's annual Long-Term Debt increased from Dec. 2023 (€4,957 Mil) to Dec. 2024 (€6,623 Mil) but then declined from Dec. 2024 (€6,623 Mil) to Dec. 2025 (€5,105 Mil).

The People's Insurance Co (Group) of China  (STU:PIR) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

The People's Insurance Co (Group) of China Long-Term Debt Related Terms

The People's Insurance Co (Group) of China Long-Term Debt Historical Data

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The historical data trend for The People's Insurance Co (Group) of China's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The People's Insurance Co (Group) of China Long-Term Debt Chart

The People's Insurance Co (Group) of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,086.47 5,870.60 4,956.67 6,622.58 5,105.06

The People's Insurance Co (Group) of China Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,811.11 6,622.58 5,051.38 4,997.54 5,105.06
STU:PIR
56GF Score
The People's Insurance Co (Group) of China Ltd STU:PIR
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €5,105 Mil mean?
The People's Insurance Co (Group) of China (STU:PIR) has a Long-Term Debt of €5,105 Mil as of Dec. 2025.
Is The People's Insurance Co (Group) of China's Long-Term Debt too high?
The People's Insurance Co (Group) of China's current Long-Term Debt is €5,105 Mil. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's Long-Term Debt compare to CB and PGR?
The People's Insurance Co (Group) of China's Long-Term Debt of €5,105 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. The People's Insurance Co (Group) of China's current Long-Term Debt is €5,105 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (STU:PIR) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.46, compared to a current price of €0.56 — trading 21.7% above its estimated fair value. The current Long-Term Debt is €5,105 Mil. The People's Insurance Co (Group) of China's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (STU:PIR), the current Long-Term Debt is €5,105 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The People's Insurance Co (Group) of China (STU:PIR) Overvalued in 2026?

Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued. The current stock price of €0.56 is trading 21.7% above its estimated GF Value™ of €0.46. GuruFocus considers The People's Insurance Co (Group) of China to be Modestly Overvalued.

Key valuation signals for STU:PIR:

  • Long-Term Debt: €5,105 Mil
  • GF Value™: €0.46 vs. price of €0.56 (21.7% above fair value)
  • GF Score™: 56/100 with 2 warning signs

No single metric tells the full story. See the STU:PIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The People's Insurance Co (Group) of China Business Description

Address No. 88, West Chang’an Avenue, 1st-13th Floor, Xi Cheng District, Beijing, CHN, 100031
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
56GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.56
Price
€0.46
GF Value