The People's Insurance Co (Group) of China (STU:PIR) ROCE %: % (As of Dec. 2025)


STU:PIR The People's Insurance Co (Group) of China Ltd STU:PIR
78 GF Score
Price €0.53
GF Value €0.47
! 2 Warning Signs
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What is The People's Insurance Co (Group) of China ROCE %?

The People's Insurance Co (Group) of China STU:PIR 78 ROCE % is % as of Dec. 2025. GuruFocus rates STU:PIR with a GF Score™ of 78/100 and a GF Value™ of €0.47. The stock has 2 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

STU:PIR
78GF Score
The People's Insurance Co (Group) of China Ltd STU:PIR
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
The People's Insurance Co (Group) of China (STU:PIR) has a ROCE % of % as of Dec. 2025.
Is The People's Insurance Co (Group) of China's ROCE % too high?
The People's Insurance Co (Group) of China's current ROCE % is %. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's ROCE % compare to CB and PGR?
The People's Insurance Co (Group) of China's ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 8.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 8.20, based on 62 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The People's Insurance Co (Group) of China's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
The People's Insurance Co (Group) of China (STU:PIR) has a current ROCE % of %. The stock's GF Value™ is €0.47, compared to a current price of €0.53 — trading 12.8% above its estimated fair value. The current ROCE % is %. The People's Insurance Co (Group) of China's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (STU:PIR), the current ROCE % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The People's Insurance Co (Group) of China (STU:PIR) Overvalued in 2026?

Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued. The current stock price of €0.53 is trading 12.8% above its estimated GF Value™ of €0.47.

Key valuation signals for STU:PIR:

  • ROCE %: %
  • GF Value™: €0.47 vs. price of €0.53 (12.8% above fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the STU:PIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The People's Insurance Co (Group) of China Business Description

Address No. 88, West Chang’an Avenue, 1st-13th Floor, Xi Cheng District, Beijing, CHN, 100031
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
78GF Score

Get the complete analysis for STU:PIR

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.53
Price
€0.47
GF Value