International Business Machines (XSWX:IBM) Long-Term Debt: CHF45,432 Mil (As of Mar. 2026)


XSWX:IBM International Business Machines Corp XSWX:IBM
69 GF Score
Price CHF230.15
GF Value CHF187.83
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is International Business Machines Long-Term Debt?

International Business Machines XSWX:IBM 69 Long-Term Debt is CHF45,432 Mil as of Mar. 2026. GuruFocus rates XSWX:IBM with a GF Score™ of 69/100 and a GF Value™ of CHF187.83 (Modestly Overvalued). The stock has 3 warning signs investors should review.

International Business Machines's Long-Term Debt for the quarter that ended in Mar. 2026 was CHF45,432 Mil.

International Business Machines's quarterly Long-Term Debt declined from Sep. 2025 (CHF43,924 Mil) to Dec. 2025 (CHF43,699 Mil) but then increased from Dec. 2025 (CHF43,699 Mil) to Mar. 2026 (CHF45,432 Mil).

International Business Machines's annual Long-Term Debt increased from Dec. 2023 (CHF43,345 Mil) to Dec. 2024 (CHF44,477 Mil) but then declined from Dec. 2024 (CHF44,477 Mil) to Dec. 2025 (CHF43,699 Mil).

International Business Machines  (XSWX:IBM) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

International Business Machines Long-Term Debt Related Terms

International Business Machines Long-Term Debt Historical Data

* Premium members only.

The historical data trend for International Business Machines's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Business Machines Long-Term Debt Chart

International Business Machines Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41,368.56 43,029.67 43,344.64 44,476.57 43,698.81

International Business Machines Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49,809.42 44,904.09 43,924.02 43,698.81 45,431.93
XSWX:IBM
69GF Score
International Business Machines Corp XSWX:IBM
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of CHF45,432 Mil mean?
International Business Machines (XSWX:IBM) has a Long-Term Debt of CHF45,432 Mil as of Mar. 2026.
Is International Business Machines' Long-Term Debt too high?
International Business Machines' current Long-Term Debt is CHF45,432 Mil. Overall, International Business Machines has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International Business Machines' Long-Term Debt compare to ACN and FISV?
International Business Machines' Long-Term Debt of CHF45,432 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. International Business Machines's current Long-Term Debt is CHF45,432 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Business Machines stock overvalued right now?
Based on GuruFocus' analysis, International Business Machines (XSWX:IBM) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF187.83, compared to a current price of CHF230.15 — trading 22.5% above its estimated fair value. The current Long-Term Debt is CHF45,432 Mil. International Business Machines' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For International Business Machines (XSWX:IBM), the current Long-Term Debt is CHF45,432 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Business Machines (XSWX:IBM) Overvalued in 2026?

Based on GuruFocus' analysis, International Business Machines stock appears to be overvalued. The current stock price of CHF230.15 is trading 22.5% above its estimated GF Value™ of CHF187.83. GuruFocus considers International Business Machines to be Modestly Overvalued.

Key valuation signals for XSWX:IBM:

  • Long-Term Debt: CHF45,432 Mil
  • GF Value™: CHF187.83 vs. price of CHF230.15 (22.5% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the XSWX:IBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

International Business Machines Business Description

Address One New Orchard Road, Armonk, NY, USA, 10504
Incorporated in 1911, International Business Machines, or IBM, is one of the oldest technology companies in the world. It provides software, IT consulting services, and hardware to help business customers modernize their technology workflows. IBM operates in 175 countries and employs approximately 300,000 people. The company has a robust roster of business partners to service its clients, which includes 95% of all Fortune 500 companies. IBM's products, including Red Hat, watsonx, and mainframes, handle some of the world's most important data workloads in areas like finance and retail.
69GF Score

Get the complete analysis for XSWX:IBM

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF230.15
Price
CHF187.83
GF Value