International Business Machines (XSWX:IBM) Short-Term Debt: CHF6,814 Mil (As of Mar. 2026)


XSWX:IBM International Business Machines Corp XSWX:IBM
69 GF Score
Price CHF230.15
GF Value CHF187.83
Valuation Modestly Overvalued
! 3 Warning Signs
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What is International Business Machines Short-Term Debt?

International Business Machines XSWX:IBM 69 Short-Term Debt is CHF6,814 Mil as of Mar. 2026. GuruFocus rates XSWX:IBM with a GF Score™ of 69/100 and a GF Value™ of CHF187.83 (Modestly Overvalued). The stock has 3 warning signs investors should review.

International Business Machines's Short-Term Debt for the quarter that ended in Mar. 2026 was CHF6,814 Mil.

International Business Machines's quarterly Short-Term Debt declined from Sep. 2025 (CHF6,323 Mil) to Dec. 2025 (CHF5,119 Mil) but then increased from Dec. 2025 (CHF5,119 Mil) to Mar. 2026 (CHF6,814 Mil).

International Business Machines's annual Short-Term Debt declined from Dec. 2023 (CHF5,557 Mil) to Dec. 2024 (CHF4,537 Mil) but then increased from Dec. 2024 (CHF4,537 Mil) to Dec. 2025 (CHF5,119 Mil).

International Business Machines Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

International Business Machines Short-Term Debt Related Terms

International Business Machines Short-Term Debt Historical Data

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The historical data trend for International Business Machines's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Business Machines Short-Term Debt Chart

International Business Machines Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,249.91 4,434.42 5,557.21 4,537.35 5,119.29

International Business Machines Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,108.33 7,274.07 6,322.63 5,119.29 6,814.08
XSWX:IBM
69GF Score
International Business Machines Corp XSWX:IBM
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of CHF6,814 Mil mean?
International Business Machines (XSWX:IBM) has a Short-Term Debt of CHF6,814 Mil as of Mar. 2026.
Is International Business Machines' Short-Term Debt too high?
International Business Machines' current Short-Term Debt is CHF6,814 Mil. Overall, International Business Machines has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International Business Machines' Short-Term Debt compare to ACN and FISV?
International Business Machines' Short-Term Debt of CHF6,814 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Software company?
A good Short-Term Debt depends on the Software industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. International Business Machines's current Short-Term Debt is CHF6,814 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Business Machines stock overvalued right now?
Based on GuruFocus' analysis, International Business Machines (XSWX:IBM) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF187.83, compared to a current price of CHF230.15 — trading 22.5% above its estimated fair value. The current Short-Term Debt is CHF6,814 Mil. International Business Machines' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For International Business Machines (XSWX:IBM), the current Short-Term Debt is CHF6,814 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Business Machines (XSWX:IBM) Overvalued in 2026?

Based on GuruFocus' analysis, International Business Machines stock appears to be overvalued. The current stock price of CHF230.15 is trading 22.5% above its estimated GF Value™ of CHF187.83. GuruFocus considers International Business Machines to be Modestly Overvalued.

Key valuation signals for XSWX:IBM:

  • Short-Term Debt: CHF6,814 Mil
  • GF Value™: CHF187.83 vs. price of CHF230.15 (22.5% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the XSWX:IBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

International Business Machines Business Description

Address One New Orchard Road, Armonk, NY, USA, 10504
Incorporated in 1911, International Business Machines, or IBM, is one of the oldest technology companies in the world. It provides software, IT consulting services, and hardware to help business customers modernize their technology workflows. IBM operates in 175 countries and employs approximately 300,000 people. The company has a robust roster of business partners to service its clients, which includes 95% of all Fortune 500 companies. IBM's products, including Red Hat, watsonx, and mainframes, handle some of the world's most important data workloads in areas like finance and retail.
69GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF230.15
Price
CHF187.83
GF Value