Universal Store Holdings (ASX:UNI) LT-Debt-to-Total-Asset: 0.18 (As of Dec. 2025)

What is Universal Store Holdings LT-Debt-to-Total-Asset?

Universal Store Holdings ASX:UNI +0.39% 68 LT-Debt-to-Total-Asset is 0.18 as of Dec. 2025. GuruFocus rates ASX:UNI with a GF Score™ of 68/100 and a GF Value™ of A$8.06 (Fairly Valued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Universal Store Holdings's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.18.

Universal Store Holdings's long-term debt to total assets ratio increased from Dec. 2024 (0.16) to Dec. 2025 (0.18). It may suggest that Universal Store Holdings is progressively becoming more dependent on debt to grow their business.

Universal Store Holdings (ASX:UNI) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Universal Store Holdings LT-Debt-to-Total-Asset Related Terms

Universal Store Holdings LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Universal Store Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Store Holdings LT-Debt-to-Total-Asset Chart

Universal Store Holdings Annual Data

Trend

Jun20

Jun21

Jun22

Jun23

Jun24

Jun25

LT-Debt-to-Total-Asset

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0.25

0.21

0.22

0.20

0.21

Universal Store Holdings Semi-Annual Data
	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial							0.20	0.20	0.16	0.21	0.18

68GF Score

Universal Store Holdings Ltd ASX:UNI

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Universal Store Holdings LT-Debt-to-Total-Asset Calculation

Universal Store Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )	/	Total Assets (A: Jun. 2025 )
	=	60.134	/	286.98
	=	0.21

Universal Store Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	54.897	/	307.057
	=	0.18

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.18 mean?

Universal Store Holdings (ASX:UNI) has a LT-Debt-to-Total-Asset of 0.18 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Universal Store Holdings and its competitors.

Is Universal Store Holdings' LT-Debt-to-Total-Asset too high?

Universal Store Holdings' current LT-Debt-to-Total-Asset is 0.18. Overall, Universal Store Holdings has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Universal Store Holdings' LT-Debt-to-Total-Asset compare to TJX and ROST?

Universal Store Holdings' LT-Debt-to-Total-Asset of 0.18 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Retail - Cyclical company?

A good LT-Debt-to-Total-Asset depends on the Retail - Cyclical industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Universal Store Holdings and its competitors. Universal Store Holdings's current LT-Debt-to-Total-Asset is 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Universal Store Holdings stock overvalued right now?

Based on GuruFocus' analysis, Universal Store Holdings (ASX:UNI) is currently considered Fairly Valued. The stock's GF Value™ is A$8.06, compared to a current price of A$7.69 — trading 4.6% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.18. Universal Store Holdings' overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Universal Store Holdings (ASX:UNI), the current LT-Debt-to-Total-Asset is 0.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Store Holdings (ASX:UNI) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Store Holdings stock appears to be undervalued. The current stock price of A$7.69 is trading 4.6% below its estimated GF Value™ of A$8.06. GuruFocus considers Universal Store Holdings to be Fairly Valued.

Key valuation signals for ASX:UNI:

LT-Debt-to-Total-Asset: 0.18
GF Value™: A$8.06 vs. price of A$7.69 (4.6% below fair value)
GF Score™: 68/100 with 1 warning sign

No single metric tells the full story. See the ASX:UNI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Universal Store Holdings Business Description

Industry Consumer Cyclical Retail - Cyclical

Comparable Companies ASX:AX1 ASX:STP ASX:CCX ASX:PMV XMAD:ITX TJX TSE:9983 ROST LSE:NXT BURL BOM:500251 LULU TSX:ATZ GAP VSXY URBN LSE:JD.BOOT TSX:GRGD TSE:2670

Address 42A, William Farrior Place, Eagle Farm, Brisbane, QLD, AUS, 4009

Website https://www.universalstore.com

Universal Store Holdings Ltd is a specialty retailer of youth casual apparel. It offers casual apparel, footwear, and accessories to the customers. The company brand portfolio includes Champion, Perfect Stranger, Tommy Jeans, Kiss Chacey, Thrills, Barney Cools, and others. The company has two reportable segments namely, Universal store, and CTC. The majority of revenue is generated from the Universal store.

68GF Score

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A$7.69

Price

A$8.06

GF Value

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