Universal Store HoldingsASX:UNI +0.52%68 Days Payable is 56.08 as of Dec. 2025, which is 67% above its 10-year median of 33.66. GuruFocus rates ASX:UNI with a GF Score™ of 68/100 and a GF Value™ of A$8.04 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,098 Retail - Cyclical companies, Universal Store Holdings ranks better than 66.39% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:UNI vs TJX, ROST, BURL: Days Payable Comparison
For the Apparel Retail subindustry, Universal Store Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Store Holdings Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Universal Store Holdings's Days Payable distribution charts can be found below:
* The bar in red indicates where Universal Store Holdings's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Universal Store Holdings's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Store Holdings (ASX:UNI) has a Days Payable of 56.08 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Universal Store Holdings and its competitors. This is 67% above median its historical median of 33.66. Over the past decade, Universal Store Holdings' Days Payable has ranged from 28.94 to 75.31. According to the industry distribution chart, Universal Store Holdings ranks #369 out of 1098 companies in the Retail - Cyclical industry, placing it in the top 33.6%.
Is Universal Store Holdings' Days Payable too high?
Universal Store Holdings' current Days Payable of 56.08 is 67% above median its 10-year median of 33.66. Over the past 10 years, this metric has ranged from a low of 28.94 to a high of 75.31. The Retail - Cyclical industry median Days Payable is 51.63. Universal Store Holdings' value of 56.08 is 8.6% above this industry median. Based on the distribution chart, Universal Store Holdings ranks #369 out of 1098 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Universal Store Holdings has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Universal Store Holdings' Days Payable compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Universal Store Holdings ranks #369 out of 1098 companies for Days Payable. This puts Universal Store Holdings in the upper half of its industry. The industry median Days Payable is 51.63. Universal Store Holdings' value of 56.08 is 8.6% above this benchmark. Historically, Universal Store Holdings' own Days Payable has ranged from 28.94 to 75.31 over the past decade. While the company's 10-year median is 33.66 vs. the industry median of 51.63, Universal Store Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.63, based on 1,098 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Store Holdings's current Days Payable of 56.08 is 8.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Universal Store Holdings and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Store Holdings's current Days Payable is 56.08, which is 67% above median its own 10-year median of 33.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Store Holdings stock overvalued right now?
Based on GuruFocus' analysis, Universal Store Holdings (ASX:UNI) is currently considered Fairly Valued. The stock's GF Value™ is A$8.04, compared to a current price of A$7.78 — trading 3.2% below its estimated fair value. The current Days Payable is 56.08, which is 67% above median its 10-year median of 33.66 and 8.6% above the Retail - Cyclical industry median of 51.63. Universal Store Holdings' overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Universal Store Holdings (ASX:UNI), the current Days Payable is 56.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Store Holdings (ASX:UNI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Store Holdings stock appears to be undervalued.
The current stock price of A$7.78 is trading 3.2% below its estimated GF Value™ of A$8.04.
GuruFocus considers Universal Store Holdings to be Fairly Valued.
Key valuation signals for ASX:UNI:
Days Payable: 56.08 (67% above median its 10-year median of 33.66)
GF Value™: A$8.04 vs. price of A$7.78 (3.2% below fair value)
Industry Position: 8.6% above the Retail - Cyclical median (#369 of 1098)
No single metric tells the full story. See the ASX:UNI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Store Holdings Ltd is a specialty retailer of youth casual apparel. It offers casual apparel, footwear, and accessories to the customers. The company brand portfolio includes Champion, Perfect Stranger, Tommy Jeans, Kiss Chacey, Thrills, Barney Cools, and others. The company has two reportable segments namely, Universal store, and CTC. The majority of revenue is generated from the Universal store.
68GF Score
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