Universal Store HoldingsASX:UNI +1.32%68 ROE % is 36.87% as of Dec. 2025, which is 92% above its 10-year median of 19.18. GuruFocus rates ASX:UNI with a GF Score™ of 68/100 and a GF Value™ of A$8.04 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,097 Retail - Cyclical companies, Universal Store Holdings ranks better than 86.51% on this metric.
The historical rank and industry rank for Universal Store Holdings's ROE % or its related term are showing as below:
ASX:UNI'
s ROE % Range Over the Past 10 Years
Min: 15.62 Med: 19.18 Max: 26.38
Current: 26.38
During the past 6 years, Universal Store Holdings's highest ROE % was 26.38%. The lowest was 15.62%. And the median was 19.18%.
ASX:UNI's ROE % is ranked better than 86.51% of 1097
companies
in the Retail - Cyclical industry
Industry Median: 6.46
vs ASX:UNI: 26.38
Universal Store Holdings (ASX:UNI) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Apparel Retail subindustry, Universal Store Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Store Holdings ROE % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Universal Store Holdings's ROE % distribution charts can be found below:
* The bar in red indicates where Universal Store Holdings's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Universal Store Holdings (ASX:UNI) has a ROE % of 36.87% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Universal Store Holdings and its competitors. This is 92% above median its historical median of 19.18. Over the past decade, Universal Store Holdings' ROE % has ranged from 15.62 to 26.38. According to the industry distribution chart, Universal Store Holdings ranks #148 out of 1097 companies in the Retail - Cyclical industry, placing it in the top 13.5%.
Is Universal Store Holdings' ROE % too high?
Universal Store Holdings' current ROE % of 36.87% is 92% above median its 10-year median of 19.18. Over the past 10 years, this metric has ranged from a low of 15.62 to a high of 26.38. The Retail - Cyclical industry median ROE % is 6.46. Universal Store Holdings' value of 36.87% is 470.7% above this industry median. Based on the distribution chart, Universal Store Holdings ranks #148 out of 1097 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Universal Store Holdings has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Universal Store Holdings' ROE % compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Universal Store Holdings ranks #148 out of 1097 companies for ROE %. This places Universal Store Holdings in the top 14% of its industry — outperforming the majority of peers. The industry median ROE % is 6.46. Universal Store Holdings' value of 36.87% is 470.7% above this benchmark. Historically, Universal Store Holdings' own ROE % has ranged from 15.62 to 26.38 over the past decade. While the company's 10-year median is 19.18 vs. the industry median of 6.46, Universal Store Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Cyclical company?
The median ROE % among Retail - Cyclical companies is 6.46, based on 1,097 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Store Holdings's current ROE % of 36.87% is 470.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Universal Store Holdings and its competitors. For the Retail - Cyclical industry, the median ROE % is 6.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Store Holdings's current ROE % is 36.87%, which is 92% above median its own 10-year median of 19.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Store Holdings stock overvalued right now?
Based on GuruFocus' analysis, Universal Store Holdings (ASX:UNI) is currently considered Fairly Valued. The stock's GF Value™ is A$8.04, compared to a current price of A$7.70 — trading 4.2% below its estimated fair value. The current ROE % is 36.87%, which is 92% above median its 10-year median of 19.18 and 470.7% above the Retail - Cyclical industry median of 6.46. Universal Store Holdings' overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Universal Store Holdings (ASX:UNI), the current ROE % is 36.87% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Store Holdings (ASX:UNI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Store Holdings stock appears to be undervalued.
The current stock price of A$7.70 is trading 4.2% below its estimated GF Value™ of A$8.04.
GuruFocus considers Universal Store Holdings to be Fairly Valued.
Key valuation signals for ASX:UNI:
ROE %: 36.87% (92% above median its 10-year median of 19.18)
GF Value™: A$8.04 vs. price of A$7.70 (4.2% below fair value)
Industry Position: 470.7% above the Retail - Cyclical median (#148 of 1097)
No single metric tells the full story. See the ASX:UNI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Store Holdings Ltd is a specialty retailer of youth casual apparel. It offers casual apparel, footwear, and accessories to the customers. The company brand portfolio includes Champion, Perfect Stranger, Tommy Jeans, Kiss Chacey, Thrills, Barney Cools, and others. The company has two reportable segments namely, Universal store, and CTC. The majority of revenue is generated from the Universal store.
68GF Score
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