Mansi Finance (Chennai) (BOM:511758) LT-Debt-to-Total-Asset: 0.31 (As of Mar. 2026)

What is Mansi Finance (Chennai) LT-Debt-to-Total-Asset?

Mansi Finance (Chennai) BOM:511758 71 LT-Debt-to-Total-Asset is 0.31 as of Mar. 2026. GuruFocus rates BOM:511758 with a GF Score™ of 71/100 and a GF Value™ of ₹67.22 (Modestly Undervalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Mansi Finance (Chennai)'s long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.31.

Mansi Finance (Chennai)'s long-term debt to total assets ratio declined from Mar. 2025 (0.35) to Mar. 2026 (0.31). It may suggest that Mansi Finance (Chennai) is progressively becoming less dependent on debt to grow their business.

Mansi Finance (Chennai) (BOM:511758) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Mansi Finance (Chennai) LT-Debt-to-Total-Asset Related Terms

Mansi Finance (Chennai) LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Mansi Finance (Chennai)'s LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mansi Finance (Chennai) LT-Debt-to-Total-Asset Chart

Mansi Finance (Chennai) Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

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Mar23

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Mar26

LT-Debt-to-Total-Asset

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0.51

0.50

0.47

0.35

0.31

Mansi Finance (Chennai) Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.35	0.00	0.36	0.00	0.31

71GF Score

Mansi Finance (Chennai) Ltd BOM:511758

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Mansi Finance (Chennai) LT-Debt-to-Total-Asset Calculation

Mansi Finance (Chennai)'s Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	191.358	/	615.578
	=	0.31

Mansi Finance (Chennai)'s Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	191.358	/	615.578
	=	0.31

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.31 mean?

Mansi Finance (Chennai) (BOM:511758) has a LT-Debt-to-Total-Asset of 0.31 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Mansi Finance (Chennai) and its competitors.

Is Mansi Finance (Chennai)'s LT-Debt-to-Total-Asset too high?

Mansi Finance (Chennai)'s current LT-Debt-to-Total-Asset is 0.31. Overall, Mansi Finance (Chennai) has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Mansi Finance (Chennai)'s LT-Debt-to-Total-Asset compare to V and MA?

Mansi Finance (Chennai)'s LT-Debt-to-Total-Asset of 0.31 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Mansi Finance (Chennai) and its competitors. Mansi Finance (Chennai)'s current LT-Debt-to-Total-Asset is 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Mansi Finance (Chennai) stock overvalued right now?

Based on GuruFocus' analysis, Mansi Finance (Chennai) (BOM:511758) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹67.22, compared to a current price of ₹60.26 — trading 10.4% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.31. Mansi Finance (Chennai)'s overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Mansi Finance (Chennai) (BOM:511758), the current LT-Debt-to-Total-Asset is 0.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mansi Finance (Chennai) (BOM:511758) Overvalued in 2026?

Based on GuruFocus' analysis, Mansi Finance (Chennai) stock appears to be undervalued. The current stock price of ₹60.26 is trading 10.4% below its estimated GF Value™ of ₹67.22. GuruFocus considers Mansi Finance (Chennai) to be Modestly Undervalued.

Key valuation signals for BOM:511758:

LT-Debt-to-Total-Asset: 0.31
GF Value™: ₹67.22 vs. price of ₹60.26 (10.4% below fair value)
GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the BOM:511758 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mansi Finance (Chennai) Business Description

Industry Financial Services Credit Services

Comparable Companies BOM:531255 BOM:538788 BOM:530469 BOM:539435 BOM:539174 BOM:539506 BOM:507938 BOM:539384 BOM:530779 BOM:503675 V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Address Barnaby Road, No. 45A/10, 1st Floor, Kilpauk, Chennai, TN, IND, 600010

Website https://www.mansi.in

Mansi Finance (Chennai) Ltd is a non-banking finance company. It provides financial consultancy and acts as a money lender. The company operates in one business segment, which is Financing. It receives maximum revenue in the form of interest income. Geographically, the company operates in the Indian region.

71GF Score

Get the complete analysis for BOM:511758

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹60.26

Price

₹67.22

GF Value

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