Mansi Finance (Chennai) (BOM:511758) Net Debt Paydown Yield % : 20.00% (As of Jul. 23, 2026) — 3604% Above Median

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BOM:511758 Mansi Finance (Chennai) Ltd BOM:511758
66 GF Score
Price ₹63.00
GF Value ₹67.55
Valuation Fairly Valued
! 2 Warning Signs
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What is Mansi Finance (Chennai) Net Debt Paydown Yield %?

Mansi Finance (Chennai) BOM:511758 -1.55% 66 Net Debt Paydown Yield % is 20.00% as of Jul. 23, 2026, which is 3604% above its 10-year median of 0.54. GuruFocus rates BOM:511758 with a GF Score™ of 66/100 and a GF Value™ of ₹67.55 (Fairly Valued). The stock has 2 warning signs investors should review. Among 475 Credit Services companies, Mansi Finance (Chennai) ranks better than 87.58% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Mansi Finance (Chennai)'s Net Debt Paydown Yield % was 20.00%.


Mansi Finance (Chennai)  (BOM:511758) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Mansi Finance (Chennai) Net Debt Paydown Yield % Related Terms


Mansi Finance (Chennai) Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Mansi Finance (Chennai)'s Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mansi Finance (Chennai) Net Debt Paydown Yield % Chart

Mansi Finance (Chennai) Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.07 0.54 -10.82 41.49 19.69

Mansi Finance (Chennai) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.49 34.61 33.49 28.93 19.69

BOM:511758 vs V, MA, AXP: Net Debt Paydown Yield % Comparison

For the Credit Services subindustry, Mansi Finance (Chennai)'s Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mansi Finance (Chennai) Net Debt Paydown Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mansi Finance (Chennai)'s Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Mansi Finance (Chennai)'s Net Debt Paydown Yield % falls into.


BOM:511758
66GF Score
Mansi Finance (Chennai) Ltd BOM:511758
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mansi Finance (Chennai) Net Debt Paydown Yield % Calculation

Mansi Finance (Chennai)'s Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 259.08-214.54 )/226.24
=19.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 20.00% mean?
Mansi Finance (Chennai) (BOM:511758) has a Net Debt Paydown Yield % of 20.00% as of Jul. 23, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Mansi Finance (Chennai) and its competitors. This is 3604% above median its historical median of 0.54. According to the industry distribution chart, Mansi Finance (Chennai) ranks #59 out of 475 companies in the Credit Services industry, placing it in the top 12.4%.
Is Mansi Finance (Chennai)'s Net Debt Paydown Yield % too high?
Mansi Finance (Chennai)'s current Net Debt Paydown Yield % of 20.00% is 3604% above median its 10-year median of 0.54. Based on the distribution chart, Mansi Finance (Chennai) ranks #59 out of 475 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Mansi Finance (Chennai) has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mansi Finance (Chennai)'s Net Debt Paydown Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Mansi Finance (Chennai) ranks #59 out of 475 companies for Net Debt Paydown Yield %. This places Mansi Finance (Chennai) in the top 12% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Credit Services company?
A good Net Debt Paydown Yield % depends on the Credit Services industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Mansi Finance (Chennai) and its competitors. Mansi Finance (Chennai)'s current Net Debt Paydown Yield % is 20.00%, which is 3604% above median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mansi Finance (Chennai) stock overvalued right now?
Based on GuruFocus' analysis, Mansi Finance (Chennai) (BOM:511758) is currently considered Fairly Valued. The stock's GF Value™ is ₹67.55, compared to a current price of ₹63.00 — trading 6.7% below its estimated fair value. The current Net Debt Paydown Yield % is 20.00%, which is 3604% above median its 10-year median of 0.54. Mansi Finance (Chennai)'s overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Mansi Finance (Chennai) (BOM:511758), the current Net Debt Paydown Yield % is 20.00% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mansi Finance (Chennai) (BOM:511758) Overvalued in 2026?

Based on GuruFocus' analysis, Mansi Finance (Chennai) stock appears to be undervalued. The current stock price of ₹63.00 is trading 6.7% below its estimated GF Value™ of ₹67.55. GuruFocus considers Mansi Finance (Chennai) to be Fairly Valued.

Key valuation signals for BOM:511758:

  • Net Debt Paydown Yield %: 20.00% (3604% above median its 10-year median of 0.54)
  • GF Value™: ₹67.55 vs. price of ₹63.00 (6.7% below fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the BOM:511758 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mansi Finance (Chennai) Business Description

Address Barnaby Road, No. 45A/10, 1st Floor, Kilpauk, Chennai, TN, IND, 600010
Mansi Finance (Chennai) Ltd is a non-banking finance company. It provides financial consultancy and acts as a money lender. The company operates in one business segment, which is Financing. It receives maximum revenue in the form of interest income. Geographically, the company operates in the Indian region.
66GF Score

Get the complete analysis for BOM:511758

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹63.00
Price
₹67.55
GF Value