IRB Brasil Resseguros (BSP:IRBR3) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

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BSP:IRBR3 IRB Brasil Resseguros SA BSP:IRBR3
58 GF Score
Price R$53.84
GF Value R$53.06
Valuation Fairly Valued
! 6 Warning Signs
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What is IRB Brasil Resseguros LT-Debt-to-Total-Asset?

IRB Brasil Resseguros BSP:IRBR3 -0.48% 58 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates BSP:IRBR3 with a GF Score™ of 58/100 and a GF Value™ of R$53.06 (Fairly Valued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. IRB Brasil Resseguros's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

IRB Brasil Resseguros's long-term debt to total assets ratio declined from Mar. 2025 (0.03) to Mar. 2026 (0.02). It may suggest that IRB Brasil Resseguros is progressively becoming less dependent on debt to grow their business.

IRB Brasil Resseguros  (BSP:IRBR3) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

IRB Brasil Resseguros LT-Debt-to-Total-Asset Related Terms

IRB Brasil Resseguros LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for IRB Brasil Resseguros's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IRB Brasil Resseguros LT-Debt-to-Total-Asset Chart

IRB Brasil Resseguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.06 0.04 0.03 0.02

IRB Brasil Resseguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.03 0.03 0.02 0.02
BSP:IRBR3
58GF Score
IRB Brasil Resseguros SA BSP:IRBR3
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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IRB Brasil Resseguros LT-Debt-to-Total-Asset Calculation

IRB Brasil Resseguros's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=276.872/15644.036
=0.02

IRB Brasil Resseguros's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=284.577/15445.746
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
IRB Brasil Resseguros (BSP:IRBR3) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on IRB Brasil Resseguros and its competitors.
Is IRB Brasil Resseguros' LT-Debt-to-Total-Asset too high?
IRB Brasil Resseguros' current LT-Debt-to-Total-Asset is 0.02. Overall, IRB Brasil Resseguros has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IRB Brasil Resseguros' LT-Debt-to-Total-Asset compare to RGA and EG?
IRB Brasil Resseguros' LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on IRB Brasil Resseguros and its competitors. IRB Brasil Resseguros's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IRB Brasil Resseguros stock overvalued right now?
Based on GuruFocus' analysis, IRB Brasil Resseguros (BSP:IRBR3) is currently considered Fairly Valued. The stock's GF Value™ is R$53.06, compared to a current price of R$53.84 — trading 1.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. IRB Brasil Resseguros' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For IRB Brasil Resseguros (BSP:IRBR3), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IRB Brasil Resseguros (BSP:IRBR3) Overvalued in 2026?

Based on GuruFocus' analysis, IRB Brasil Resseguros stock appears to be overvalued. The current stock price of R$53.84 is trading 1.5% above its estimated GF Value™ of R$53.06. GuruFocus considers IRB Brasil Resseguros to be Fairly Valued.

Key valuation signals for BSP:IRBR3:

  • LT-Debt-to-Total-Asset: 0.02
  • GF Value™: R$53.06 vs. price of R$53.84 (1.5% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the BSP:IRBR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IRB Brasil Resseguros Business Description

Address Avenida Republica do Chile, Centro, RJ, BRA, 330
IRB Brasil Resseguros SA is a Brazil-based company that provides reinsurance solutions. It offers reinsurance solutions for aviation, engineering, surety, financial, oil and gas, property, casualty, agricultural, cargo and marine, life and pension, and miscellaneous. Its business segments are Brazil, Abroad, and Other.
58GF Score

Get the complete analysis for BSP:IRBR3

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$53.84
Price
R$53.06
GF Value