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IRB Brasil RessegurosBSP:IRBR3 -0.48%58 OCF Margin % is 27.82% as of Mar. 2026, which is 2429% above its 10-year median of 1.10. GuruFocus rates BSP:IRBR3 with a GF Score™ of 58/100 and a GF Value™ of R$53.06 (Fairly Valued). The stock has 6 warning signs investors should review. Among 501 Insurance companies, IRB Brasil Resseguros ranks better than 93.01% on this metric.
The historical rank and industry rank for IRB Brasil Resseguros's OCF Margin % or its related term are showing as below:
BSP:IRBR3'
s OCF Margin % Range Over the Past 10 Years
Min: -150.7 Med: 1.1 Max: 91.26
Current: 52.81
During the past 12 years, the highest OCF Margin % of IRB Brasil Resseguros was 91.26%. The lowest was -150.70%. And the median was 1.10%.
BSP:IRBR3's OCF Margin % is ranked better than 93.01% of 501
companies
in the Insurance industry
Industry Median: 10.91
vs BSP:IRBR3: 52.81
IRB Brasil Resseguros OCF Margin % Related Terms
IRB Brasil Resseguros OCF Margin % Historical Data
* Premium members only.
The historical data trend for IRB Brasil Resseguros's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:IRBR3 vs RGA, EG, RNR: OCF Margin % Comparison
For the Insurance - Reinsurance subindustry, IRB Brasil Resseguros's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IRB Brasil Resseguros OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, IRB Brasil Resseguros's OCF Margin % distribution charts can be found below:
* The bar in red indicates where IRB Brasil Resseguros's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IRB Brasil Resseguros (BSP:IRBR3) has a OCF Margin % of 27.82% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on IRB Brasil Resseguros and its competitors. This is 2429% above median its historical median of 1.10. According to the industry distribution chart, IRB Brasil Resseguros ranks #35 out of 501 companies in the Insurance industry, placing it in the top 7%.
Is IRB Brasil Resseguros' OCF Margin % too high?
IRB Brasil Resseguros' current OCF Margin % of 27.82% is 2429% above median its 10-year median of 1.10. The Insurance industry median OCF Margin % is 10.91. IRB Brasil Resseguros' value of 27.82% is 155% above this industry median. Based on the distribution chart, IRB Brasil Resseguros ranks #35 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, IRB Brasil Resseguros has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IRB Brasil Resseguros' OCF Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, IRB Brasil Resseguros ranks #35 out of 501 companies for OCF Margin %. This places IRB Brasil Resseguros in the top 7% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.91. IRB Brasil Resseguros' value of 27.82% is 155% above this benchmark. While the company's 10-year median is 1.10 vs. the industry median of 10.91, IRB Brasil Resseguros has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.91, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IRB Brasil Resseguros's current OCF Margin % of 27.82% is 155% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on IRB Brasil Resseguros and its competitors. For the Insurance industry, the median OCF Margin % is 10.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IRB Brasil Resseguros's current OCF Margin % is 27.82%, which is 2429% above median its own 10-year median of 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IRB Brasil Resseguros stock overvalued right now?
Based on GuruFocus' analysis, IRB Brasil Resseguros (BSP:IRBR3) is currently considered Fairly Valued. The stock's GF Value™ is R$53.06, compared to a current price of R$53.84 — trading 1.5% above its estimated fair value. The current OCF Margin % is 27.82%, which is 2429% above median its 10-year median of 1.10 and 155% above the Insurance industry median of 10.91. IRB Brasil Resseguros' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For IRB Brasil Resseguros (BSP:IRBR3), the current OCF Margin % is 27.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IRB Brasil Resseguros (BSP:IRBR3) Overvalued in 2026?
Based on GuruFocus' analysis, IRB Brasil Resseguros stock appears to be overvalued.
The current stock price of R$53.84 is trading 1.5% above its estimated GF Value™ of R$53.06.
GuruFocus considers IRB Brasil Resseguros to be Fairly Valued.
Key valuation signals for BSP:IRBR3:
OCF Margin %: 27.82% (2429% above median its 10-year median of 1.10)
GF Value™: R$53.06 vs. price of R$53.84 (1.5% above fair value)
Industry Position: 155% above the Insurance median (#35 of 501)
No single metric tells the full story. See the BSP:IRBR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IRB Brasil Resseguros SA is a Brazil-based company that provides reinsurance solutions. It offers reinsurance solutions for aviation, engineering, surety, financial, oil and gas, property, casualty, agricultural, cargo and marine, life and pension, and miscellaneous. Its business segments are Brazil, Abroad, and Other.
58GF Score
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