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IRB Brasil RessegurosBSP:IRBR3 -0.84%57 5-Year Yield-on-Cost % is 3.15 as of Aug. 20, 2026, which is 27% above its 10-year median of 2.49. GuruFocus rates BSP:IRBR3 with a GF Score™ of 57/100 and a GF Value™ of R$53.35 (Fairly Valued). The stock has 2 warning signs investors should review. Among 422 Insurance companies, IRB Brasil Resseguros ranks worse than 61.14% on this metric.
IRB Brasil Resseguros's yield on cost for the quarter that ended in Jun. 2026 was 3.15.
The historical rank and industry rank for IRB Brasil Resseguros's 5-Year Yield-on-Cost % or its related term are showing as below:
BSP:IRBR3'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.38 Med: 2.49 Max: 12.59
Current: 3.15
During the past 12 years, IRB Brasil Resseguros's highest Yield on Cost was 12.59. The lowest was 0.38. And the median was 2.49.
BSP:IRBR3's 5-Year Yield-on-Cost % is ranked worse than 61.14% of 422
companies
in the Insurance industry
Industry Median: 3.835
vs BSP:IRBR3: 3.15
IRB Brasil Resseguros (BSP:IRBR3) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
IRB Brasil Resseguros 5-Year Yield-on-Cost % Related Terms
BSP:IRBR3 vs RGA, EG, RNR: 5-Year Yield-on-Cost % Comparison
For the Insurance - Reinsurance subindustry, IRB Brasil Resseguros's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IRB Brasil Resseguros 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, IRB Brasil Resseguros's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where IRB Brasil Resseguros's 5-Year Yield-on-Cost % falls into.
IRB Brasil Resseguros 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
IRB Brasil Resseguros (BSP:IRBR3) has a 5-Year Yield-on-Cost % of 3.15 as of Aug. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on IRB Brasil Resseguros and its competitors. This is 27% above median its historical median of 2.49. Over the past decade, IRB Brasil Resseguros' 5-Year Yield-on-Cost % has ranged from 0.38 to 12.59. According to the industry distribution chart, IRB Brasil Resseguros ranks #258 out of 422 companies in the Insurance industry, placing it in the top 61.1%.
Is IRB Brasil Resseguros' 5-Year Yield-on-Cost % too high?
IRB Brasil Resseguros' current 5-Year Yield-on-Cost % of 3.15 is 27% above median its 10-year median of 2.49. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 12.59. The Insurance industry median 5-Year Yield-on-Cost % is 3.84. IRB Brasil Resseguros' value of 3.15 is 17.9% below this industry median. Based on the distribution chart, IRB Brasil Resseguros ranks #258 out of 422 companies in the Insurance industry, which is below the industry midpoint. Overall, IRB Brasil Resseguros has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IRB Brasil Resseguros' 5-Year Yield-on-Cost % compare to RGA and EG?
According to the Insurance industry distribution chart, IRB Brasil Resseguros ranks #258 out of 422 companies for 5-Year Yield-on-Cost %. This places IRB Brasil Resseguros in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. IRB Brasil Resseguros' value of 3.15 is 17.9% below this benchmark. Historically, IRB Brasil Resseguros' own 5-Year Yield-on-Cost % has ranged from 0.38 to 12.59 over the past decade. While the company's 10-year median is 2.49 vs. the industry median of 3.84, IRB Brasil Resseguros has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.84, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IRB Brasil Resseguros's current 5-Year Yield-on-Cost % of 3.15 is 17.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on IRB Brasil Resseguros and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IRB Brasil Resseguros's current 5-Year Yield-on-Cost % is 3.15, which is 27% above median its own 10-year median of 2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IRB Brasil Resseguros stock overvalued right now?
Based on GuruFocus' analysis, IRB Brasil Resseguros (BSP:IRBR3) is currently considered Fairly Valued. The stock's GF Value™ is R$53.35, compared to a current price of R$49.74 — trading 6.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.15, which is 27% above median its 10-year median of 2.49 and 17.9% below the Insurance industry median of 3.84. IRB Brasil Resseguros' overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For IRB Brasil Resseguros (BSP:IRBR3), the current 5-Year Yield-on-Cost % is 3.15 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IRB Brasil Resseguros (BSP:IRBR3) Overvalued in 2026?
Based on GuruFocus' analysis, IRB Brasil Resseguros stock appears to be undervalued.
The current stock price of R$49.74 is trading 6.8% below its estimated GF Value™ of R$53.35.
GuruFocus considers IRB Brasil Resseguros to be Fairly Valued.
Key valuation signals for BSP:IRBR3:
5-Year Yield-on-Cost %: 3.15 (27% above median its 10-year median of 2.49)
GF Value™: R$53.35 vs. price of R$49.74 (6.8% below fair value)
Industry Position: 17.9% below the Insurance median (#258 of 422)
No single metric tells the full story. See the BSP:IRBR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IRB Brasil Resseguros SA is a Brazil-based company that provides reinsurance solutions. It offers reinsurance solutions for aviation, engineering, surety, financial, oil and gas, property, casualty, agricultural, cargo and marine, life and pension, and miscellaneous. Its business segments are Brazil, Abroad, and Other.
57GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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