BWBBP.PFD (Bridgewater Bancshares) LT-Debt-to-Total-Asset: 0.03 (As of Jun. 2026)

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BWBBP.PFD Bridgewater Bancshares Inc BWBBP.PFD
64 GF Score
Price $19.84
! 7 Warning Signs
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What is Bridgewater Bancshares LT-Debt-to-Total-Asset?

Bridgewater Bancshares BWBBP.PFD +1.49% 64 LT-Debt-to-Total-Asset is 0.03 as of Jun. 2026. GuruFocus rates BWBBP.PFD with a GF Score™ of 64/100. The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Bridgewater Bancshares's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.03.

Bridgewater Bancshares's long-term debt to total assets ratio declined from Dec. 2025 (0.09) to Jun. 2026 (0.03). It may suggest that Bridgewater Bancshares is progressively becoming less dependent on debt to grow their business.

Bridgewater Bancshares  (NAS:BWBBP.PFD) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Bridgewater Bancshares LT-Debt-to-Total-Asset Related Terms

Bridgewater Bancshares LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Bridgewater Bancshares's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bridgewater Bancshares LT-Debt-to-Total-Asset Chart

Bridgewater Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.04 0.09 0.09 0.09

Bridgewater Bancshares Semi-Annual Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.09 0.08 0.03
BWBBP.PFD
64GF Score
Bridgewater Bancshares Inc BWBBP.PFD
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Bridgewater Bancshares LT-Debt-to-Total-Asset Calculation

Bridgewater Bancshares's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=508.177/5407.002
=0.09

Bridgewater Bancshares's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

LT Debt to Total Assets (Q: Jun. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2026 )/Total Assets (Q: Jun. 2026 )
=142.882/5389.726
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.03 mean?
Bridgewater Bancshares (BWBBP.PFD) has a LT-Debt-to-Total-Asset of 0.03 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bridgewater Bancshares and its competitors.
Is Bridgewater Bancshares' LT-Debt-to-Total-Asset too high?
Bridgewater Bancshares' current LT-Debt-to-Total-Asset is 0.03. Overall, Bridgewater Bancshares has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Bridgewater Bancshares' LT-Debt-to-Total-Asset compare to FBIZ and CBNK?
Bridgewater Bancshares' LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bridgewater Bancshares and its competitors. Bridgewater Bancshares's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bridgewater Bancshares stock overvalued right now?
Bridgewater Bancshares (BWBBP.PFD) has a current LT-Debt-to-Total-Asset of 0.03. The current LT-Debt-to-Total-Asset is 0.03. Bridgewater Bancshares' overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Bridgewater Bancshares (BWBBP.PFD), the current LT-Debt-to-Total-Asset is 0.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bridgewater Bancshares Business Description

Other Exchanges BWB:USA1WA:Germany
Address 4450 Excelsior Boulevard, Suite 100, St. Louis Park, MN, USA, 55416
Bridgewater Bancshares Inc is a financial holding company. Through its subsidiary, it offers various personal and commercial banking products and services such as savings accounts, certificates of deposits, money transfer services, digital wallets, credit and debit cards, safe deposit lockers, different types of loans and advances, commercial deposit accounts, treasury management, and others. The company principally focuses on catering to commercial clients, offering a suite of loan and deposit products. Geographically, it mainly operates in the Twin Cities Metropolitan Statistical Area in the United States.
64GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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