BWBBP.PFD (Bridgewater Bancshares) OCF Margin %: 24.47% (As of Jun. 2026) — 44% Below Median

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BWBBP.PFD Bridgewater Bancshares Inc BWBBP.PFD
64 GF Score
Price $19.84
! 7 Warning Signs
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What is Bridgewater Bancshares OCF Margin %?

Bridgewater Bancshares BWBBP.PFD +1.49% 64 OCF Margin % is 24.47% as of Jun. 2026, which is 44% below its 10-year median of 43.38. GuruFocus rates BWBBP.PFD with a GF Score™ of 64/100. The stock has 7 warning signs investors should review. Among 1,524 Banks companies, Bridgewater Bancshares ranks worse than 61.15% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Bridgewater Bancshares's Cash Flow from Operations for the six months ended in Jun. 2026 was $9.96 Mil. Bridgewater Bancshares's Revenue for the six months ended in Jun. 2026 was $40.68 Mil. Therefore, Bridgewater Bancshares's OCF Margin % for the quarter that ended in Jun. 2026 was 24.47%.

As of today, Bridgewater Bancshares's current OCF Yield % is 7.22%.

The historical rank and industry rank for Bridgewater Bancshares's OCF Margin % or its related term are showing as below:


During the past 10 years, the highest OCF Margin % of Bridgewater Bancshares was 62.80%. The lowest was 19.59%. And the median was 43.38%.

BWBBP.PFD's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 31.965
* Ranked among companies with meaningful OCF Margin % only.

Bridgewater Bancshares OCF Margin % Related Terms

Bridgewater Bancshares OCF Margin % Historical Data

* Premium members only.

The historical data trend for Bridgewater Bancshares's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bridgewater Bancshares OCF Margin % Chart

Bridgewater Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.24 62.80 27.34 43.04 19.59

Bridgewater Bancshares Semi-Annual Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.00 28.30 18.08 34.73 24.47
BWBBP.PFD
64GF Score
Bridgewater Bancshares Inc BWBBP.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bridgewater Bancshares OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Bridgewater Bancshares's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=27.812/141.984
=19.59 %

Bridgewater Bancshares's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=9.956/40.684
=24.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 24.47% mean?
Bridgewater Bancshares (BWBBP.PFD) has a OCF Margin % of 24.47% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bridgewater Bancshares and its competitors. This is 44% below median its historical median of 43.38. Over the past decade, Bridgewater Bancshares' OCF Margin % has ranged from 19.59 to 62.80. According to the industry distribution chart, Bridgewater Bancshares ranks #932 out of 1524 companies in the Banks industry, placing it in the top 61.2%.
Is Bridgewater Bancshares' OCF Margin % too high?
Bridgewater Bancshares' current OCF Margin % of 24.47% is 44% below median its 10-year median of 43.38. Over the past 10 years, this metric has ranged from a low of 19.59 to a high of 62.80. The Banks industry median OCF Margin % is 31.97. Bridgewater Bancshares' value of 24.47% is 23.4% below this industry median. Based on the distribution chart, Bridgewater Bancshares ranks #932 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, Bridgewater Bancshares has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Bridgewater Bancshares' OCF Margin % compare to FBIZ and CBNK?
According to the Banks industry distribution chart, Bridgewater Bancshares ranks #932 out of 1524 companies for OCF Margin %. This places Bridgewater Bancshares in the lower half of its industry. The industry median OCF Margin % is 31.97. Bridgewater Bancshares' value of 24.47% is 23.4% below this benchmark. Historically, Bridgewater Bancshares' own OCF Margin % has ranged from 19.59 to 62.80 over the past decade. While the company's 10-year median is 43.38 vs. the industry median of 31.97, Bridgewater Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 31.97, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bridgewater Bancshares's current OCF Margin % of 24.47% is 23.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bridgewater Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 31.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bridgewater Bancshares's current OCF Margin % is 24.47%, which is 44% below median its own 10-year median of 43.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bridgewater Bancshares stock overvalued right now?
Bridgewater Bancshares (BWBBP.PFD) has a current OCF Margin % of 24.47%. The current OCF Margin % is 24.47%, which is 44% below median its 10-year median of 43.38 and 23.4% below the Banks industry median of 31.97. Bridgewater Bancshares' overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bridgewater Bancshares (BWBBP.PFD), the current OCF Margin % is 24.47% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bridgewater Bancshares Business Description

Other Exchanges BWB:USA1WA:Germany
Address 4450 Excelsior Boulevard, Suite 100, St. Louis Park, MN, USA, 55416
Bridgewater Bancshares Inc is a financial holding company. Through its subsidiary, it offers various personal and commercial banking products and services such as savings accounts, certificates of deposits, money transfer services, digital wallets, credit and debit cards, safe deposit lockers, different types of loans and advances, commercial deposit accounts, treasury management, and others. The company principally focuses on catering to commercial clients, offering a suite of loan and deposit products. Geographically, it mainly operates in the Twin Cities Metropolitan Statistical Area in the United States.
64GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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