CWAN (Clearwater Analytics Holdings) LT-Debt-to-Total-Asset: 0.28 (As of Mar. 2026)

What is Clearwater Analytics Holdings LT-Debt-to-Total-Asset?

Clearwater Analytics Holdings CWAN 81 LT-Debt-to-Total-Asset is 0.28 as of Mar. 2026. GuruFocus rates CWAN with a GF Score™ of 81/100 and a GF Value™ of $31.99 (Modestly Undervalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Clearwater Analytics Holdings's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.28.

Clearwater Analytics Holdings's long-term debt to total assets ratio increased from Mar. 2025 (0.05) to Mar. 2026 (0.28). It may suggest that Clearwater Analytics Holdings is progressively becoming more dependent on debt to grow their business.

Clearwater Analytics Holdings (NYSE:CWAN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Clearwater Analytics Holdings LT-Debt-to-Total-Asset Related Terms

Clearwater Analytics Holdings LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Clearwater Analytics Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clearwater Analytics Holdings LT-Debt-to-Total-Asset Chart

Clearwater Analytics Holdings Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.15

0.14

0.11

0.05

0.28

Clearwater Analytics Holdings Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.05	0.30	0.29	0.28	0.28

81GF Score

Clearwater Analytics Holdings Inc CWAN

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Clearwater Analytics Holdings LT-Debt-to-Total-Asset Calculation

Clearwater Analytics Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	837.198	/	3031.929
	=	0.28

Clearwater Analytics Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	838.627	/	3026.855
	=	0.28

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.28 mean?

Clearwater Analytics Holdings (CWAN) has a LT-Debt-to-Total-Asset of 0.28 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Clearwater Analytics Holdings and its competitors.

Is Clearwater Analytics Holdings' LT-Debt-to-Total-Asset too high?

Clearwater Analytics Holdings' current LT-Debt-to-Total-Asset is 0.28. Overall, Clearwater Analytics Holdings has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Clearwater Analytics Holdings' LT-Debt-to-Total-Asset compare to IDCC and CHYM?

Clearwater Analytics Holdings' LT-Debt-to-Total-Asset of 0.28 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Software company?

A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Clearwater Analytics Holdings and its competitors. Clearwater Analytics Holdings's current LT-Debt-to-Total-Asset is 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Clearwater Analytics Holdings stock overvalued right now?

Based on GuruFocus' analysis, Clearwater Analytics Holdings (CWAN) is currently considered Modestly Undervalued. The stock's GF Value™ is $31.99, compared to a current price of $24.56 — trading 23.2% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.28. Clearwater Analytics Holdings' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Clearwater Analytics Holdings (CWAN), the current LT-Debt-to-Total-Asset is 0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clearwater Analytics Holdings (CWAN) Overvalued in 2026?

Based on GuruFocus' analysis, Clearwater Analytics Holdings stock appears to be undervalued. The current stock price of $24.56 is trading 23.2% below its estimated GF Value™ of $31.99. GuruFocus considers Clearwater Analytics Holdings to be Modestly Undervalued.

Key valuation signals for CWAN:

LT-Debt-to-Total-Asset: 0.28
GF Value™: $31.99 vs. price of $24.56 (23.2% below fair value)
GF Score™: 81/100 with 7 warning signs

No single metric tells the full story. See the CWAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Clearwater Analytics Holdings Business Description

Industry Technology Software

Comparable Companies IDCC CHYM TTAN MANH PCOR PAYC DOCU ESTC CVLT NAVN XTER:SAP UBER SHOP CRM CDNS NOW ADP SNOW DDOG ADBE

Address 777 W. Main Street, Suite 900, Boise, ID, USA, 83702

Website https://www.clearwateranalytics.com

Clearwater Analytics describes its mission as aiming to be the world's most trusted and comprehensive technology platform for the entire investment cycle. Clearwater has historically focused on back-office functions such as investment accounting, but with acquisitions such Enfusion, Beacon, and Bistro, the firm has broadened its focus with front-office and middle-office capabilities. Clearwater primarily serves insurance companies, asset managers, hedge funds, and corporate treasuries. Pro forma for Enfusion, about 76% of Clearwater's revenue is generated in the US.

81GF Score

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$24.56

Price

$31.99

GF Value

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