CWAN (Clearwater Analytics Holdings) Moat Score: 5/10 (As of Jul. 03, 2026)


CWAN Clearwater Analytics Holdings Inc CWAN
81 GF Score
Price $24.56
GF Value $31.97
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Clearwater Analytics Holdings Moat Score?

Clearwater Analytics Holdings CWAN 81 Moat Score is 5 as of Jul. 03, 2026. GuruFocus rates CWAN with a GF Score™ of 81/100 and a GF Value™ of $31.97 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 2,844 Software companies, Clearwater Analytics Holdings ranks better than 94.8% on this metric.

Clearwater Analytics Holdings has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Clearwater Analytics Holdings has Narrow Moat: Clearwater Analytics has a solid narrow moat with significant customer switching costs and valuable intellectual property in financial analytics. However, it lacks the market leadership and brand strength required for a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Clearwater Analytics Holdings might have Narrow Moat - Solid narrow moat.

Clearwater Analytics Holdings  (NYSE:CWAN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Clearwater Analytics Holdings Moat Score Related Terms

CWAN vs IDCC, CHYM, TTAN: Moat Score Comparison

For the Software - Application subindustry, Clearwater Analytics Holdings's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Clearwater Analytics Holdings Moat Score vs Software Industry

For the Software industry and Technology sector, Clearwater Analytics Holdings's Moat Score distribution charts can be found below:

* The bar in red indicates where Clearwater Analytics Holdings's Moat Score falls into.


CWAN
81GF Score
Clearwater Analytics Holdings Inc CWAN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Clearwater Analytics Holdings (CWAN) has a Moat Score of 5 as of Jul. 03, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Clearwater Analytics Holdings ranks #148 out of 2844 companies in the Software industry, placing it in the top 5.2%.
Is Clearwater Analytics Holdings' Moat Score too high?
Clearwater Analytics Holdings' current Moat Score is 5. Based on the distribution chart, Clearwater Analytics Holdings ranks #148 out of 2844 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Clearwater Analytics Holdings has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Clearwater Analytics Holdings' Moat Score compare to IDCC and CHYM?
According to the Software industry distribution chart, Clearwater Analytics Holdings ranks #148 out of 2844 companies for Moat Score. This places Clearwater Analytics Holdings in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Clearwater Analytics Holdings's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clearwater Analytics Holdings stock overvalued right now?
Based on GuruFocus' analysis, Clearwater Analytics Holdings (CWAN) is currently considered Modestly Undervalued. The stock's GF Value™ is $31.97, compared to a current price of $24.56 — trading 23.2% below its estimated fair value. The current Moat Score is 5. Clearwater Analytics Holdings' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Clearwater Analytics Holdings (CWAN), the current Moat Score is 5 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clearwater Analytics Holdings (CWAN) Overvalued in 2026?

Based on GuruFocus' analysis, Clearwater Analytics Holdings stock appears to be undervalued. The current stock price of $24.56 is trading 23.2% below its estimated GF Value™ of $31.97. GuruFocus considers Clearwater Analytics Holdings to be Modestly Undervalued.

Key valuation signals for CWAN:

  • Moat Score: 5
  • GF Value™: $31.97 vs. price of $24.56 (23.2% below fair value)
  • GF Score™: 81/100 with 7 warning signs

No single metric tells the full story. See the CWAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Clearwater Analytics Holdings Business Description

Address 777 W. Main Street, Suite 900, Boise, ID, USA, 83702
Clearwater Analytics describes its mission as aiming to be the world's most trusted and comprehensive technology platform for the entire investment cycle. Clearwater has historically focused on back-office functions such as investment accounting, but with acquisitions such Enfusion, Beacon, and Bistro, the firm has broadened its focus with front-office and middle-office capabilities. Clearwater primarily serves insurance companies, asset managers, hedge funds, and corporate treasuries. Pro forma for Enfusion, about 76% of Clearwater's revenue is generated in the US.
81GF Score

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$24.56
Price
$31.97
GF Value