DENI (Denali Bancorporation) LT-Debt-to-Total-Asset: 0.04 (As of Dec. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DENI Denali Bancorporation Inc DENI
62 GF Score
Price $18.57
GF Value $19.33
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Denali Bancorporation LT-Debt-to-Total-Asset?

Denali Bancorporation DENI -0.16% 62 LT-Debt-to-Total-Asset is 0.04 as of Dec. 2024. GuruFocus rates DENI with a GF Score™ of 62/100 and a GF Value™ of $19.33 (Fairly Valued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Denali Bancorporation's long-term debt to total assests ratio for the quarter that ended in Dec. 2024 was 0.04.

Denali Bancorporation's long-term debt to total assets ratio declined from Dec. 2022 (0.08) to Dec. 2024 (0.04). It may suggest that Denali Bancorporation is progressively becoming less dependent on debt to grow their business.


Denali Bancorporation  (OTCPK:DENI) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Denali Bancorporation LT-Debt-to-Total-Asset Related Terms


Denali Bancorporation LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Denali Bancorporation's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Denali Bancorporation LT-Debt-to-Total-Asset Chart

Denali Bancorporation Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.03 0.02 0.08 0.08 0.04

Denali Bancorporation Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset Get a 7-Day Free Trial 0.03 0.02 0.08 0.08 0.04
DENI
62GF Score
Denali Bancorporation Inc DENI
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Denali Bancorporation LT-Debt-to-Total-Asset Calculation

Denali Bancorporation's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )/Total Assets (A: Dec. 2024 )
=22/511.028
=0.04

Denali Bancorporation's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (Q: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2024 )/Total Assets (Q: Dec. 2024 )
=22/511.028
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.04 mean?
Denali Bancorporation (DENI) has a LT-Debt-to-Total-Asset of 0.04 as of Dec. 2024. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Denali Bancorporation and its competitors.
Is Denali Bancorporation's LT-Debt-to-Total-Asset too high?
Denali Bancorporation's current LT-Debt-to-Total-Asset is 0.04. Overall, Denali Bancorporation has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Denali Bancorporation's LT-Debt-to-Total-Asset compare to TBBC and TCBS?
Denali Bancorporation's LT-Debt-to-Total-Asset of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Denali Bancorporation and its competitors. Denali Bancorporation's current LT-Debt-to-Total-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Denali Bancorporation stock overvalued right now?
Based on GuruFocus' analysis, Denali Bancorporation (DENI) is currently considered Fairly Valued. The stock's GF Value™ is $19.33, compared to a current price of $18.57 — trading 3.9% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.04. Denali Bancorporation's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Denali Bancorporation (DENI), the current LT-Debt-to-Total-Asset is 0.04 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Denali Bancorporation (DENI) Overvalued in 2026?

Based on GuruFocus' analysis, Denali Bancorporation stock appears to be undervalued. The current stock price of $18.57 is trading 3.9% below its estimated GF Value™ of $19.33. GuruFocus considers Denali Bancorporation to be Fairly Valued.

Key valuation signals for DENI:

  • LT-Debt-to-Total-Asset: 0.04
  • GF Value™: $19.33 vs. price of $18.57 (3.9% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the DENI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Denali Bancorporation Business Description

Address 119 North Cushman Street, Fairbanks, AK, USA, 99701
Denali Bancorporation Inc is a banking service provider in the United States. The Bank generates commercial, consumer, construction and mortgage loans, and receives deposits from customers located in Interior Alaska. The Bank has one reportable segment: banking operations. Loans, securities, deposits, and non-interest income provide the revenues of the banking operation. Loan products offered to customers generate a majority of the Bank's interest and fee income.
62GF Score

Get the complete analysis for DENI

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.57
Price
$19.33
GF Value