DENI (Denali Bancorporation) Dividend Payout Ratio: 0.38 (As of Dec. 2024) — 31% Below Median

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DENI Denali Bancorporation Inc DENI
62 GF Score
Price $18.60
GF Value $19.33
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Denali Bancorporation Dividend Payout Ratio?

Denali Bancorporation DENI -1.33% 62 Dividend Payout Ratio is 0.38 as of Dec. 2024, which is 31% below its 10-year median of 0.55. GuruFocus rates DENI with a GF Score™ of 62/100 and a GF Value™ of $19.33 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,174 Banks companies, Denali Bancorporation ranks worse than 60.22% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Denali Bancorporation's Dividend Payout Ratio for the months ended in Dec. 2024 was 0.38.

The historical rank and industry rank for Denali Bancorporation's Dividend Payout Ratio or its related term are showing as below:

DENI' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.3   Med: 0.55   Max: 0.86
Current: 0.38

During the past 8 years, the highest Dividend Payout Ratio of Denali Bancorporation was 0.86. The lowest was 0.30. And the median was 0.55.

DENI's Dividend Payout Ratio is ranked worse than
60.22% of 1174 companies
in the Banks industry
Industry Median: 0.32 vs DENI: 0.38

As of today (2026-08-03), the Dividend Yield % of Denali Bancorporation is 5.38%.

During the past 8 years, the highest Trailing Annual Dividend Yield of Denali Bancorporation was 8.15%. The lowest was 4.14%. And the median was 5.43%.

Denali Bancorporation's Dividends per Share for the months ended in Dec. 2024 was $0.85.

During the past 12 months, Denali Bancorporation's average Dividends Per Share Growth Rate was 6.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 5.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 4.70% per year.

During the past 8 years, the highest 3-Year average Dividends Per Share Growth Rate of Denali Bancorporation was 6.30% per year. The lowest was 3.60% per year. And the median was 5.70% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Denali Bancorporation (OTCPK:DENI) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Denali Bancorporation Dividend Payout Ratio Related Terms

Denali Bancorporation Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Denali Bancorporation's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Denali Bancorporation Dividend Payout Ratio Chart

Denali Bancorporation Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Dividend Payout Ratio
Get a 7-Day Free Trial 0.66 0.47 0.36 0.30 0.38

Denali Bancorporation Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Dividend Payout Ratio Get a 7-Day Free Trial 0.66 0.47 0.36 0.30 0.38

DENI vs TBBC, TCBS, FGFI: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Denali Bancorporation's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Denali Bancorporation Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Denali Bancorporation's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Denali Bancorporation's Dividend Payout Ratio falls into.


DENI
62GF Score
Denali Bancorporation Inc DENI
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Denali Bancorporation Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Denali Bancorporation's Dividend Payout Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2024 )/ EPS without NRI (A: Dec. 2024 )
=0.85/ 2.25
=0.38

Denali Bancorporation's Dividend Payout Ratio for the quarter that ended in Dec. 2024 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2024 )/ EPS without NRI (Q: Dec. 2024 )
=0.85/ 2.25
=0.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.38 mean?
Denali Bancorporation (DENI) has a Dividend Payout Ratio of 0.38 as of Dec. 2024. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Denali Bancorporation and its competitors. This is 31% below median its historical median of 0.55. Over the past decade, Denali Bancorporation's Dividend Payout Ratio has ranged from 0.30 to 0.86. According to the industry distribution chart, Denali Bancorporation ranks #707 out of 1174 companies in the Banks industry, placing it in the top 60.2%.
Is Denali Bancorporation's Dividend Payout Ratio too high?
Denali Bancorporation's current Dividend Payout Ratio of 0.38 is 31% below median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.86. The Banks industry median Dividend Payout Ratio is 0.32. Denali Bancorporation's value of 0.38 is 18.8% above this industry median. Based on the distribution chart, Denali Bancorporation ranks #707 out of 1174 companies in the Banks industry, which is below the industry midpoint. Overall, Denali Bancorporation has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Denali Bancorporation's Dividend Payout Ratio compare to TBBC and TCBS?
According to the Banks industry distribution chart, Denali Bancorporation ranks #707 out of 1174 companies for Dividend Payout Ratio. This places Denali Bancorporation in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Denali Bancorporation's value of 0.38 is 18.8% above this benchmark. Historically, Denali Bancorporation's own Dividend Payout Ratio has ranged from 0.30 to 0.86 over the past decade. While the company's 10-year median is 0.55 vs. the industry median of 0.32, Denali Bancorporation has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,174 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Denali Bancorporation's current Dividend Payout Ratio of 0.38 is 18.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Denali Bancorporation and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Denali Bancorporation's current Dividend Payout Ratio is 0.38, which is 31% below median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Denali Bancorporation stock overvalued right now?
Based on GuruFocus' analysis, Denali Bancorporation (DENI) is currently considered Fairly Valued. The stock's GF Value™ is $19.33, compared to a current price of $18.60 — trading 3.8% below its estimated fair value. The current Dividend Payout Ratio is 0.38, which is 31% below median its 10-year median of 0.55 and 18.8% above the Banks industry median of 0.32. Denali Bancorporation's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Denali Bancorporation (DENI), the current Dividend Payout Ratio is 0.38 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Denali Bancorporation (DENI) Overvalued in 2026?

Based on GuruFocus' analysis, Denali Bancorporation stock appears to be undervalued. The current stock price of $18.60 is trading 3.8% below its estimated GF Value™ of $19.33. GuruFocus considers Denali Bancorporation to be Fairly Valued.

Key valuation signals for DENI:

  • Dividend Payout Ratio: 0.38 (31% below median its 10-year median of 0.55)
  • GF Value™: $19.33 vs. price of $18.60 (3.8% below fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 18.8% above the Banks median (#707 of 1174)

No single metric tells the full story. See the DENI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Denali Bancorporation Business Description

Address 119 North Cushman Street, Fairbanks, AK, USA, 99701
Denali Bancorporation Inc is a banking service provider in the United States. The Bank generates commercial, consumer, construction and mortgage loans, and receives deposits from customers located in Interior Alaska. The Bank has one reportable segment: banking operations. Loans, securities, deposits, and non-interest income provide the revenues of the banking operation. Loan products offered to customers generate a majority of the Bank's interest and fee income.
62GF Score

Get the complete analysis for DENI

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.60
Price
$19.33
GF Value