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Denali BancorporationDENI -1.33%62 Net Margin % is 23.94% as of Dec. 2024, which is 24% above its 10-year median of 19.27. GuruFocus rates DENI with a GF Score™ of 62/100 and a GF Value™ of $19.33 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,525 Banks companies, Denali Bancorporation ranks worse than 60.13% on this metric.
Denali Bancorporation (OTCPK:DENI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Denali Bancorporation Net Margin % Related Terms
Denali Bancorporation Net Margin % Historical Data
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The historical data trend for Denali Bancorporation's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Denali Bancorporation's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Denali Bancorporation Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Denali Bancorporation's Net Margin % distribution charts can be found below:
* The bar in red indicates where Denali Bancorporation's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Denali Bancorporation (DENI) has a Net Margin % of 23.94% as of Dec. 2024. Net margin is the ratio of total net income to net sales. View historical data on Denali Bancorporation and its competitors. This is 24% above median its historical median of 19.27. Over the past decade, Denali Bancorporation's Net Margin % has ranged from 14.07 to 27.79. According to the industry distribution chart, Denali Bancorporation ranks #917 out of 1525 companies in the Banks industry, placing it in the top 60.1%.
Is Denali Bancorporation's Net Margin % too high?
Denali Bancorporation's current Net Margin % of 23.94% is 24% above median its 10-year median of 19.27. Over the past 10 years, this metric has ranged from a low of 14.07 to a high of 27.79. The Banks industry median Net Margin % is 27.08. Denali Bancorporation's value of 23.94% is 11.6% below this industry median. Based on the distribution chart, Denali Bancorporation ranks #917 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Denali Bancorporation has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Denali Bancorporation's Net Margin % compare to TBBC and TCBS?
According to the Banks industry distribution chart, Denali Bancorporation ranks #917 out of 1525 companies for Net Margin %. This places Denali Bancorporation in the lower half of its industry. The industry median Net Margin % is 27.08. Denali Bancorporation's value of 23.94% is 11.6% below this benchmark. Historically, Denali Bancorporation's own Net Margin % has ranged from 14.07 to 27.79 over the past decade. While the company's 10-year median is 19.27 vs. the industry median of 27.08, Denali Bancorporation has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.08, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Denali Bancorporation's current Net Margin % of 23.94% is 11.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Denali Bancorporation and its competitors. For the Banks industry, the median Net Margin % is 27.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Denali Bancorporation's current Net Margin % is 23.94%, which is 24% above median its own 10-year median of 19.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Denali Bancorporation stock overvalued right now?
Based on GuruFocus' analysis, Denali Bancorporation (DENI) is currently considered Fairly Valued. The stock's GF Value™ is $19.33, compared to a current price of $18.60 — trading 3.8% below its estimated fair value. The current Net Margin % is 23.94%, which is 24% above median its 10-year median of 19.27 and 11.6% below the Banks industry median of 27.08. Denali Bancorporation's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Denali Bancorporation (DENI), the current Net Margin % is 23.94% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Denali Bancorporation (DENI) Overvalued in 2026?
Based on GuruFocus' analysis, Denali Bancorporation stock appears to be undervalued.
The current stock price of $18.60 is trading 3.8% below its estimated GF Value™ of $19.33.
GuruFocus considers Denali Bancorporation to be Fairly Valued.
Key valuation signals for DENI:
Net Margin %: 23.94% (24% above median its 10-year median of 19.27)
GF Value™: $19.33 vs. price of $18.60 (3.8% below fair value)
Industry Position: 11.6% below the Banks median (#917 of 1525)
No single metric tells the full story. See the DENI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Denali Bancorporation Inc is a banking service provider in the United States. The Bank generates commercial, consumer, construction and mortgage loans, and receives deposits from customers located in Interior Alaska. The Bank has one reportable segment: banking operations. Loans, securities, deposits, and non-interest income provide the revenues of the banking operation. Loan products offered to customers generate a majority of the Bank's interest and fee income.
62GF Score
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