DENI (Denali Bancorporation) PB Ratio: 1.36 (As of Aug. 03, 2026) — 16% Above Median

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Director of Data and Quant Analytics at GuruFocus
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DENI Denali Bancorporation Inc DENI
62 GF Score
Price $18.60
GF Value $19.33
Valuation Fairly Valued
! 5 Warning Signs
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What is Denali Bancorporation PB Ratio?

Denali Bancorporation DENI -1.33% 62 PB Ratio is 1.36 as of Aug. 03, 2026, which is 16% above its 10-year median of 1.17. GuruFocus rates DENI with a GF Score™ of 62/100 and a GF Value™ of $19.33 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,515 Banks companies, Denali Bancorporation ranks worse than 68.18% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-03), Denali Bancorporation's share price is $18.60. Denali Bancorporation's Book Value per Share for the quarter that ended in Dec. 2024 was $13.69. Hence, Denali Bancorporation's PB Ratio of today is 1.36.

The historical rank and industry rank for Denali Bancorporation's PB Ratio or its related term are showing as below:

DENI' s PB Ratio Range Over the Past 10 Years
Min: 0.75   Med: 1.17   Max: 1.76
Current: 1.36

During the past 8 years, Denali Bancorporation's highest PB Ratio was 1.76. The lowest was 0.75. And the median was 1.17.

DENI's PB Ratio is ranked worse than
68.18% of 1515 companies
in the Banks industry
Industry Median: 1.11 vs DENI: 1.36

During the past 12 months, Denali Bancorporation's average Book Value Per Share Growth Rate was 11.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.70% per year.

During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of Denali Bancorporation was 5.80% per year. The lowest was -1.50% per year. And the median was 4.90% per year.

Back to Basics: PB Ratio


Denali Bancorporation  (OTCPK:DENI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Denali Bancorporation PB Ratio Related Terms


Denali Bancorporation PB Ratio Historical Data

* Premium members only.

The historical data trend for Denali Bancorporation's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Denali Bancorporation PB Ratio Chart

Denali Bancorporation Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial 1.14 1.06 1.40 1.47 1.24

Denali Bancorporation Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio Get a 7-Day Free Trial 1.14 1.06 1.40 1.47 1.24

DENI vs TBBC, TCBS, FGFI: PB Ratio Comparison

For the Banks - Regional subindustry, Denali Bancorporation's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Denali Bancorporation PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Denali Bancorporation's PB Ratio distribution charts can be found below:

* The bar in red indicates where Denali Bancorporation's PB Ratio falls into.


DENI
62GF Score
Denali Bancorporation Inc DENI
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Denali Bancorporation PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Denali Bancorporation's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=18.60/13.685
=1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.36 mean?
Denali Bancorporation (DENI) has a PB Ratio of 1.36 as of Aug. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Denali Bancorporation and its competitors. This is 16% above median its historical median of 1.17. Over the past decade, Denali Bancorporation's PB Ratio has ranged from 0.75 to 1.76. According to the industry distribution chart, Denali Bancorporation ranks #1033 out of 1515 companies in the Banks industry, placing it in the top 68.2%.
Is Denali Bancorporation's PB Ratio too high?
Denali Bancorporation's current PB Ratio of 1.36 is 16% above median its 10-year median of 1.17. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 1.76. The Banks industry median PB Ratio is 1.11. Denali Bancorporation's value of 1.36 is 22.5% above this industry median. Based on the distribution chart, Denali Bancorporation ranks #1033 out of 1515 companies in the Banks industry, which is below the industry midpoint. Overall, Denali Bancorporation has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Denali Bancorporation's PB Ratio compare to TBBC and TCBS?
According to the Banks industry distribution chart, Denali Bancorporation ranks #1033 out of 1515 companies for PB Ratio. This places Denali Bancorporation in the lower half of its industry. The industry median PB Ratio is 1.11. Denali Bancorporation's value of 1.36 is 22.5% above this benchmark. Historically, Denali Bancorporation's own PB Ratio has ranged from 0.75 to 1.76 over the past decade. While the company's 10-year median is 1.17 vs. the industry median of 1.11, Denali Bancorporation has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Denali Bancorporation's current PB Ratio of 1.36 is 22.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Denali Bancorporation and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Denali Bancorporation's current PB Ratio is 1.36, which is 16% above median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Denali Bancorporation stock overvalued right now?
Based on GuruFocus' analysis, Denali Bancorporation (DENI) is currently considered Fairly Valued. The stock's GF Value™ is $19.33, compared to a current price of $18.60 — trading 3.8% below its estimated fair value. The current PB Ratio is 1.36, which is 16% above median its 10-year median of 1.17 and 22.5% above the Banks industry median of 1.11. Denali Bancorporation's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Denali Bancorporation (DENI), the current PB Ratio is 1.36 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Denali Bancorporation (DENI) Overvalued in 2026?

Based on GuruFocus' analysis, Denali Bancorporation stock appears to be undervalued. The current stock price of $18.60 is trading 3.8% below its estimated GF Value™ of $19.33. GuruFocus considers Denali Bancorporation to be Fairly Valued.

Key valuation signals for DENI:

  • PB Ratio: 1.36 (16% above median its 10-year median of 1.17)
  • GF Value™: $19.33 vs. price of $18.60 (3.8% below fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 22.5% above the Banks median (#1033 of 1515)

No single metric tells the full story. See the DENI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Denali Bancorporation Business Description

Address 119 North Cushman Street, Fairbanks, AK, USA, 99701
Denali Bancorporation Inc is a banking service provider in the United States. The Bank generates commercial, consumer, construction and mortgage loans, and receives deposits from customers located in Interior Alaska. The Bank has one reportable segment: banking operations. Loans, securities, deposits, and non-interest income provide the revenues of the banking operation. Loan products offered to customers generate a majority of the Bank's interest and fee income.
62GF Score

Get the complete analysis for DENI

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.60
Price
$19.33
GF Value