CVB Financial (FRA:BCV) LT-Debt-to-Total-Asset: 0.01 (As of Mar. 2026)


FRA:BCV CVB Financial Corp FRA:BCV
61 GF Score
Price €18.90
GF Value €18.03
! 4 Warning Signs
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What is CVB Financial LT-Debt-to-Total-Asset?

CVB Financial FRA:BCV -2.58% 61 LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus rates FRA:BCV with a GF Score™ of 61/100 and a GF Value™ of €18.03. The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. CVB Financial's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.01.

CVB Financial's long-term debt to total assets ratio increased from Mar. 2025 (0.00) to Mar. 2026 (0.01). It may suggest that CVB Financial is progressively becoming more dependent on debt to grow their business.

CVB Financial  (FRA:BCV) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

CVB Financial LT-Debt-to-Total-Asset Related Terms

CVB Financial LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for CVB Financial's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CVB Financial LT-Debt-to-Total-Asset Chart

CVB Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CVB Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.01 0.00 0.00 0.01
FRA:BCV
61GF Score
CVB Financial Corp FRA:BCV
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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CVB Financial LT-Debt-to-Total-Asset Calculation

CVB Financial's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=0/13348.92
=0.00

CVB Financial's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=173/13414.057
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.01 mean?
CVB Financial (FRA:BCV) has a LT-Debt-to-Total-Asset of 0.01 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on CVB Financial and its competitors.
Is CVB Financial's LT-Debt-to-Total-Asset too high?
CVB Financial's current LT-Debt-to-Total-Asset is 0.01. Overall, CVB Financial has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does CVB Financial's LT-Debt-to-Total-Asset compare to RNST and WSFS?
CVB Financial's LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on CVB Financial and its competitors. CVB Financial's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CVB Financial stock overvalued right now?
CVB Financial (FRA:BCV) has a current LT-Debt-to-Total-Asset of 0.01. The stock's GF Value™ is €18.03, compared to a current price of €18.90 — trading 4.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.01. CVB Financial's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For CVB Financial (FRA:BCV), the current LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CVB Financial (FRA:BCV) Overvalued in 2026?

Based on GuruFocus' analysis, CVB Financial stock appears to be overvalued. The current stock price of €18.90 is trading 4.8% above its estimated GF Value™ of €18.03.

Key valuation signals for FRA:BCV:

  • LT-Debt-to-Total-Asset: 0.01
  • GF Value™: €18.03 vs. price of €18.90 (4.8% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the FRA:BCV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CVB Financial Business Description

Other Exchanges CVBF:USA
Address 701 North Haven Avenue, Suite 350, Ontario, CA, USA, 91764
CVB Financial Corp is the holding company for Citizens Business Bank. Citizens Business Bank offers banking, lending, and investing services. It provides a full complement of lending products, including commercial, agribusiness, consumer, SBA, real estate, and construction loans, as well as equipment and vehicle leasing. Commercial products include lines of credit and other working capital financing, accounts receivable lending and letters of credit. It is a community bank with one reportable operating segment.
61GF Score

Get the complete analysis for FRA:BCV

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.90
Price
€18.03
GF Value