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CVB FinancialFRA:BCV 61 5-Year Yield-on-Cost % is 4.04 as of Jul. 17, 2026, which is 6% above its 10-year median of 3.82. GuruFocus rates FRA:BCV with a GF Score™ of 61/100 and a GF Value™ of €17.89. The stock has 7 warning signs investors should review. Among 1,255 Banks companies, CVB Financial ranks better than 50.36% on this metric.
CVB Financial's yield on cost for the quarter that ended in Mar. 2026 was 4.04.
The historical rank and industry rank for CVB Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:BCV'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.3 Med: 3.82 Max: 8.07
Current: 4.04
During the past 13 years, CVB Financial's highest Yield on Cost was 8.07. The lowest was 2.30. And the median was 3.82.
FRA:BCV's 5-Year Yield-on-Cost % is ranked better than 50.36% of 1255
companies
in the Banks industry
Industry Median: 3.85
vs FRA:BCV: 4.04
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
CVB Financial 5-Year Yield-on-Cost % Related Terms
FRA:BCV vs RNST, WSFS, FBP: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, CVB Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CVB Financial 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, CVB Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where CVB Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of CVB Financial is calculated as
CVB Financial (FRA:BCV) has a 5-Year Yield-on-Cost % of 4.04 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CVB Financial and its competitors. This is near median its historical median of 3.82. Over the past decade, CVB Financial's 5-Year Yield-on-Cost % has ranged from 2.30 to 8.07. According to the industry distribution chart, CVB Financial ranks #623 out of 1255 companies in the Banks industry, placing it in the top 49.6%.
Is CVB Financial's 5-Year Yield-on-Cost % too high?
CVB Financial's current 5-Year Yield-on-Cost % of 4.04 is near median its 10-year median of 3.82. Over the past 10 years, this metric has ranged from a low of 2.30 to a high of 8.07. The Banks industry median 5-Year Yield-on-Cost % is 3.85. CVB Financial's value of 4.04 is 4.9% above this industry median. Based on the distribution chart, CVB Financial ranks #623 out of 1255 companies in the Banks industry, which is above the industry midpoint. Overall, CVB Financial has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does CVB Financial's 5-Year Yield-on-Cost % compare to RNST and WSFS?
According to the Banks industry distribution chart, CVB Financial ranks #623 out of 1255 companies for 5-Year Yield-on-Cost %. This puts CVB Financial in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. CVB Financial's value of 4.04 is 4.9% above this benchmark. Historically, CVB Financial's own 5-Year Yield-on-Cost % has ranged from 2.30 to 8.07 over the past decade. While the company's 10-year median is 3.82 vs. the industry median of 3.85, CVB Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CVB Financial's current 5-Year Yield-on-Cost % of 4.04 is 4.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CVB Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CVB Financial's current 5-Year Yield-on-Cost % is 4.04, which is near median its own 10-year median of 3.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CVB Financial stock overvalued right now?
CVB Financial (FRA:BCV) has a current 5-Year Yield-on-Cost % of 4.04. The stock's GF Value™ is €17.89, compared to a current price of €19.40 — trading 8.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.04, which is near median its 10-year median of 3.82 and 4.9% above the Banks industry median of 3.85. CVB Financial's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For CVB Financial (FRA:BCV), the current 5-Year Yield-on-Cost % is 4.04 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CVB Financial (FRA:BCV) Overvalued in 2026?
Based on GuruFocus' analysis, CVB Financial stock appears to be overvalued.
The current stock price of €19.40 is trading 8.4% above its estimated GF Value™ of €17.89.
Key valuation signals for FRA:BCV:
5-Year Yield-on-Cost %: 4.04 (near median its 10-year median of 3.82)
GF Value™: €17.89 vs. price of €19.40 (8.4% above fair value)
Industry Position: 4.9% above the Banks median (#623 of 1255)
No single metric tells the full story. See the FRA:BCV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CVB Financial Corp is the holding company for Citizens Business Bank. Citizens Business Bank offers banking, lending, and investing services. It provides a full complement of lending products, including commercial, agribusiness, consumer, SBA, real estate, and construction loans, as well as equipment and vehicle leasing. Commercial products include lines of credit and other working capital financing, accounts receivable lending and letters of credit. It is a community bank with one reportable operating segment.
61GF Score
Get the complete analysis for FRA:BCV
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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