Al Manar Financing & Leasing Co (KUW:ALMANAR) LT-Debt-to-Total-Asset: 0.39 (As of Mar. 2026)

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KUW:ALMANAR Al Manar Financing & Leasing Co KUW:ALMANAR
36 GF Score
Price KWD0.11
GF Value KWD0.10
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Al Manar Financing & Leasing Co LT-Debt-to-Total-Asset?

Al Manar Financing & Leasing Co KUW:ALMANAR -0.88% 36 LT-Debt-to-Total-Asset is 0.39 as of Mar. 2026. GuruFocus rates KUW:ALMANAR with a GF Score™ of 36/100 and a GF Value™ of KWD0.10 (Modestly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Al Manar Financing & Leasing Co's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.39.

Al Manar Financing & Leasing Co's long-term debt to total assets ratio increased from Mar. 2025 (0.34) to Mar. 2026 (0.39). It may suggest that Al Manar Financing & Leasing Co is progressively becoming more dependent on debt to grow their business.

Al Manar Financing & Leasing Co  (KUW:ALMANAR) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Al Manar Financing & Leasing Co LT-Debt-to-Total-Asset Related Terms

Al Manar Financing & Leasing Co LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Al Manar Financing & Leasing Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Manar Financing & Leasing Co LT-Debt-to-Total-Asset Chart

Al Manar Financing & Leasing Co Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.13 0.26 0.35 0.34 0.36

Al Manar Financing & Leasing Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.34 0.35 0.36 0.39
KUW:ALMANAR
36GF Score
Al Manar Financing & Leasing Co KUW:ALMANAR
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Manar Financing & Leasing Co LT-Debt-to-Total-Asset Calculation

Al Manar Financing & Leasing Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=22.072/61.823
=0.36

Al Manar Financing & Leasing Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=24.417/61.981
=0.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.39 mean?
Al Manar Financing & Leasing Co (KUW:ALMANAR) has a LT-Debt-to-Total-Asset of 0.39 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Al Manar Financing & Leasing Co and its competitors.
Is Al Manar Financing & Leasing Co's LT-Debt-to-Total-Asset too high?
Al Manar Financing & Leasing Co's current LT-Debt-to-Total-Asset is 0.39. Overall, Al Manar Financing & Leasing Co has a GF Score™ of 36/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Manar Financing & Leasing Co's LT-Debt-to-Total-Asset compare to V and MA?
Al Manar Financing & Leasing Co's LT-Debt-to-Total-Asset of 0.39 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Al Manar Financing & Leasing Co and its competitors. Al Manar Financing & Leasing Co's current LT-Debt-to-Total-Asset is 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Manar Financing & Leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Al Manar Financing & Leasing Co (KUW:ALMANAR) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD0.10, compared to a current price of KWD0.11 — trading 13% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.39. Al Manar Financing & Leasing Co's overall GF Score™ is 36/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Al Manar Financing & Leasing Co (KUW:ALMANAR), the current LT-Debt-to-Total-Asset is 0.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Manar Financing & Leasing Co (KUW:ALMANAR) Overvalued in 2026?

Based on GuruFocus' analysis, Al Manar Financing & Leasing Co stock appears to be overvalued. The current stock price of KWD0.11 is trading 13% above its estimated GF Value™ of KWD0.10. GuruFocus considers Al Manar Financing & Leasing Co to be Modestly Overvalued.

Key valuation signals for KUW:ALMANAR:

  • LT-Debt-to-Total-Asset: 0.39
  • GF Value™: KWD0.10 vs. price of KWD0.11 (13% above fair value)
  • GF Score™: 36/100 with 5 warning signs

No single metric tells the full story. See the KUW:ALMANAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Al Manar Financing & Leasing Co Business Description

Address Al Qiblah, Block 13, Street 23, Building 19, Floor 29, P.O. Box 22828, Safat, Kuwait City, KWT, 13089
Al Manar Financing & Leasing Co is Kuwait based company that operates as an Islamic financing institution. It provides all credit facilities, Leasing services, and investments in Real estate, Industrial, Agricultural, and Economic sectors. Its operating segments are Finance, Investments, and others. The majority of its revenue comes from the Finance segment.
36GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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