Solution Dynamics (NZSE:SDL) LT-Debt-to-Total-Asset: 0.04 (As of Dec. 2025)

What is Solution Dynamics LT-Debt-to-Total-Asset?

Solution Dynamics NZSE:SDL +1.69% 59 LT-Debt-to-Total-Asset is 0.04 as of Dec. 2025. GuruFocus rates NZSE:SDL with a GF Score™ of 59/100 and a GF Value™ of NZ$0.99 (Significantly Undervalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Solution Dynamics's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.04.

Solution Dynamics's long-term debt to total assets ratio increased from Dec. 2024 (0.04) to Dec. 2025 (0.04). It may suggest that Solution Dynamics is progressively becoming more dependent on debt to grow their business.

Solution Dynamics (NZSE:SDL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Solution Dynamics LT-Debt-to-Total-Asset Related Terms

Solution Dynamics LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Solution Dynamics's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solution Dynamics LT-Debt-to-Total-Asset Chart

Solution Dynamics Annual Data

Trend

Jun16

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Jun24

Jun25

LT-Debt-to-Total-Asset

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0.03

0.19

0.10

0.07

0.04

Solution Dynamics Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.09	0.07	0.04	0.04	0.04

59GF Score

Solution Dynamics Ltd NZSE:SDL

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Solution Dynamics LT-Debt-to-Total-Asset Calculation

Solution Dynamics's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )	/	Total Assets (A: Jun. 2025 )
	=	0.652	/	18.854
	=	0.03

Solution Dynamics's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	0.682	/	16.737
	=	0.04

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.04 mean?

Solution Dynamics (NZSE:SDL) has a LT-Debt-to-Total-Asset of 0.04 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Solution Dynamics and its competitors.

Is Solution Dynamics' LT-Debt-to-Total-Asset too high?

Solution Dynamics' current LT-Debt-to-Total-Asset is 0.04. Overall, Solution Dynamics has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Solution Dynamics' LT-Debt-to-Total-Asset compare to UBER and SHOP?

Solution Dynamics' LT-Debt-to-Total-Asset of 0.04 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Software company?

A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Solution Dynamics and its competitors. Solution Dynamics's current LT-Debt-to-Total-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Solution Dynamics stock overvalued right now?

Based on GuruFocus' analysis, Solution Dynamics (NZSE:SDL) is currently considered Significantly Undervalued. The stock's GF Value™ is NZ$0.99, compared to a current price of NZ$0.60 — trading 39.4% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.04. Solution Dynamics' overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Solution Dynamics (NZSE:SDL), the current LT-Debt-to-Total-Asset is 0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solution Dynamics (NZSE:SDL) Overvalued in 2026?

Based on GuruFocus' analysis, Solution Dynamics stock appears to be undervalued. The current stock price of NZ$0.60 is trading 39.4% below its estimated GF Value™ of NZ$0.99. GuruFocus considers Solution Dynamics to be Significantly Undervalued.

Key valuation signals for NZSE:SDL:

LT-Debt-to-Total-Asset: 0.04
GF Value™: NZ$0.99 vs. price of NZ$0.60 (39.4% below fair value)
GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the NZSE:SDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Solution Dynamics Business Description

Industry Technology Software

Comparable Companies NZSE:ENS NZSE:LOC NZSE:TWL NZSE:PYS XTER:SAP UBER SHOP CRM CDNS NOW ADP SNOW DDOG ADBE INTU TSX:CSU ADSK PAYX ROP WDAY

Address 18 Canaveral Drive, PO Box 301248, Albany, Auckland, NZL, 0752

Website https://www.solutiondynamics.com

Solution Dynamics Ltd is a company engaged in providing customer communications solutions. Its products and services are represented by revenue streams: Digital Printing & Document Handling Services; and Software and Technology, Outsourced services. Services include digital print and mail house processing for mail items like invoices, statements, and promotional materials. Software and Technology develop and markets its software products related to multi-channel marketing communications including digital asset management, communication templates, campaign management, document archiving, document composition, and desktop mail solutions among others. Its outsourced services elements are the post, freight, paper, and envelopes.

59GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.60

Price

NZ$0.99

GF Value

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