Solution Dynamics (NZSE:SDL) PB Ratio: 0.79 (As of Jul. 19, 2026) — 87% Below Median

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NZSE:SDL Solution Dynamics Ltd NZSE:SDL
59 GF Score
Price NZ$0.60
GF Value NZ$0.99
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Solution Dynamics PB Ratio?

Solution Dynamics NZSE:SDL 59 PB Ratio is 0.79 as of Jul. 19, 2026, which is 87% below its 10-year median of 6.12. GuruFocus rates NZSE:SDL with a GF Score™ of 59/100 and a GF Value™ of NZ$0.99 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,637 Software companies, Solution Dynamics ranks better than 87.33% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-19), Solution Dynamics's share price is NZ$0.60. Solution Dynamics's Book Value per Share for the quarter that ended in Dec. 2025 was NZ$0.76. Hence, Solution Dynamics's PB Ratio of today is 0.79.

Good Sign:

Solution Dynamics Ltd stock PB Ratio (=0.79) is close to 10-year low of 0.72.

The historical rank and industry rank for Solution Dynamics's PB Ratio or its related term are showing as below:

NZSE:SDL' s PB Ratio Range Over the Past 10 Years
Min: 0.72   Med: 6.12   Max: 11.56
Current: 0.79

During the past 13 years, Solution Dynamics's highest PB Ratio was 11.56. The lowest was 0.72. And the median was 6.12.

NZSE:SDL's PB Ratio is ranked better than
87.33% of 2637 companies
in the Software industry
Industry Median: 2.37 vs NZSE:SDL: 0.79

During the past 12 months, Solution Dynamics's average Book Value Per Share Growth Rate was -0.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 24.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 19.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 14.20% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Solution Dynamics was 30.90% per year. The lowest was -10.00% per year. And the median was 14.30% per year.

Back to Basics: PB Ratio


Solution Dynamics  (NZSE:SDL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Solution Dynamics PB Ratio Related Terms


Solution Dynamics PB Ratio Historical Data

* Premium members only.

The historical data trend for Solution Dynamics's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solution Dynamics PB Ratio Chart

Solution Dynamics Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.99 5.80 4.17 2.08 0.78

Solution Dynamics Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.23 2.08 0.92 0.78 0.92

NZSE:SDL vs UBER, SHOP, CRM: PB Ratio Comparison

For the Software - Application subindustry, Solution Dynamics's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solution Dynamics PB Ratio vs Software Industry

For the Software industry and Technology sector, Solution Dynamics's PB Ratio distribution charts can be found below:

* The bar in red indicates where Solution Dynamics's PB Ratio falls into.


NZSE:SDL
59GF Score
Solution Dynamics Ltd NZSE:SDL
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Solution Dynamics PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Solution Dynamics's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=0.60/0.758
=0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.79 mean?
Solution Dynamics (NZSE:SDL) has a PB Ratio of 0.79 as of Jul. 19, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Solution Dynamics and its competitors. This is 87% below median its historical median of 6.12. Over the past decade, Solution Dynamics' PB Ratio has ranged from 0.72 to 11.56. According to the industry distribution chart, Solution Dynamics ranks #334 out of 2637 companies in the Software industry, placing it in the top 12.7%.
Is Solution Dynamics' PB Ratio too high?
Solution Dynamics' current PB Ratio of 0.79 is 87% below median its 10-year median of 6.12. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 11.56. The Software industry median PB Ratio is 2.37. Solution Dynamics' value of 0.79 is 66.7% below this industry median. Based on the distribution chart, Solution Dynamics ranks #334 out of 2637 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Solution Dynamics has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Solution Dynamics' PB Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Solution Dynamics ranks #334 out of 2637 companies for PB Ratio. This places Solution Dynamics in the top 13% of its industry — outperforming the majority of peers. The industry median PB Ratio is 2.37. Solution Dynamics' value of 0.79 is 66.7% below this benchmark. Historically, Solution Dynamics' own PB Ratio has ranged from 0.72 to 11.56 over the past decade. While the company's 10-year median is 6.12 vs. the industry median of 2.37, Solution Dynamics has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.37, based on 2,637 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solution Dynamics's current PB Ratio of 0.79 is 66.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Solution Dynamics and its competitors. For the Software industry, the median PB Ratio is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solution Dynamics's current PB Ratio is 0.79, which is 87% below median its own 10-year median of 6.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solution Dynamics stock overvalued right now?
Based on GuruFocus' analysis, Solution Dynamics (NZSE:SDL) is currently considered Significantly Undervalued. The stock's GF Value™ is NZ$0.99, compared to a current price of NZ$0.60 — trading 39.4% below its estimated fair value. The current PB Ratio is 0.79, which is 87% below median its 10-year median of 6.12 and 66.7% below the Software industry median of 2.37. Solution Dynamics' overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Solution Dynamics (NZSE:SDL), the current PB Ratio is 0.79 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solution Dynamics (NZSE:SDL) Overvalued in 2026?

Based on GuruFocus' analysis, Solution Dynamics stock appears to be undervalued. The current stock price of NZ$0.60 is trading 39.4% below its estimated GF Value™ of NZ$0.99. GuruFocus considers Solution Dynamics to be Significantly Undervalued.

Key valuation signals for NZSE:SDL:

  • PB Ratio: 0.79 (87% below median its 10-year median of 6.12)
  • GF Value™: NZ$0.99 vs. price of NZ$0.60 (39.4% below fair value)
  • GF Score™: 59/100 with 3 warning signs
  • Industry Position: 66.7% below the Software median (#334 of 2637)

No single metric tells the full story. See the NZSE:SDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solution Dynamics Business Description

Address 18 Canaveral Drive, PO Box 301248, Albany, Auckland, NZL, 0752
Solution Dynamics Ltd is a company engaged in providing customer communications solutions. Its products and services are represented by revenue streams: Digital Printing & Document Handling Services; and Software and Technology, Outsourced services. Services include digital print and mail house processing for mail items like invoices, statements, and promotional materials. Software and Technology develop and markets its software products related to multi-channel marketing communications including digital asset management, communication templates, campaign management, document archiving, document composition, and desktop mail solutions among others. Its outsourced services elements are the post, freight, paper, and envelopes.
59GF Score

Get the complete analysis for NZSE:SDL

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.60
Price
NZ$0.99
GF Value